Collin County TX Homestead Exemption: Rules & Savings

Collin County, Texas property-tax relief • 2026 verified guide

How Collin County Residence Homestead Tax Relief Works in 2026

The Collin County homestead exemption is not one single deduction. A qualifying homeowner can receive a mandatory school-district exemption, Collin County’s own percentage exemption, and potentially additional city, Collin College, age-65, disability or veteran relief depending on the taxing units attached to the property.

For 2026, Texas school districts must provide a $140,000 general residence homestead exemption. A homeowner who qualifies as age 65 or older or disabled receives an additional $60,000 school-district exemption. Collin County separately kept its county homestead exemption at 5% of appraised value with a $5,000 minimum.

Reviewed August 22, 2026 Collin CAD + County sources Texas Comptroller + Tax Code checked
01

Quick answer

What Is the Collin County Homestead Exemption?

A residence homestead exemption removes part of a qualifying home’s value from taxation. In Collin County, the exemption is administered by the Collin Central Appraisal District (CCAD), not by the Tax Assessor-Collector.

2026 school exemption $140,000 Mandatory for Texas school districts
Collin County exemption 5% $5,000 minimum
65+ / disabled school relief +$60,000 Additional mandatory exemption
Homestead appraisal limit 10% Plus new improvements
The $140,000 exemption does not mean a $140,000 tax refund.

It means a school district calculates taxes after removing $140,000 from the residence homestead’s taxable value, subject to Texas law. The actual dollar savings depend on the applicable school tax rate.

02

Current statewide + local relief

Collin County Homestead Exemption Amounts for 2026

Your residence can be taxed by several independent taxing units. Each unit applies the exemptions that state law requires or that the particular taxing unit has adopted.

Important 2026 residence homestead exemption amounts
Taxing unit / program Exemption Who receives it? Important detail
Texas school district $140,000 Qualifying residence homestead Mandatory statewide school-district exemption.
School district — age 65+ or disabled Additional $60,000 Qualifying age-65-or-older or disabled homeowner Applied in addition to the general school homestead exemption.
Collin County 5% of appraised value Qualifying residence homestead Minimum exemption is $5,000.
Other cities / districts Varies Depends on taxing-unit adoption Cities, Collin College, MUDs and other units can offer local-option exemptions.
There is no single “Collin County homestead amount” that applies identically to the whole tax bill.

A Plano property, Frisco property, McKinney property, Allen property or rural Collin County property can have different city, school, college and special-district exemptions even though all are located in Collin County.

03

Why the total savings varies

One Collin County Home Can Have Several Different Homestead Exemptions

Think of the property-tax bill as several separate calculations rather than one countywide rate.

How Collin County homestead exemptions apply by taxing unit A diagram showing a residence homestead receiving different exemption treatment from the school district, Collin County, city, Collin College and special districts. Your Residence Homestead One property • several taxing units School District $140,000 mandatory general + $60k if 65+/disabled Collin County 5% $5,000 minimum City Varies local option Collin College Local option separate calculation MUD / District Varies depends on address Each taxing unit calculates tax using its own rate and exemptions. Collin County homestead taxing units Residence Homestead Different exemptions by taxing unit School District $140,000 general + $60,000 if age 65+ or disabled Collin County 5% • $5,000 minimum City Local amount varies Collin College Separate exemption MUD / Special District Address-specific
This is why comparing only two homeowners’ “Collin County tax rates” can be misleading.

Their city, school district, MUD, college district, exemption history and tax ceilings may not be the same.

04

County-specific relief

Collin County’s 5% Homestead Exemption

Collin County’s adopted FY2026 budget confirms that Commissioners Court maintained the county’s 5% homestead exemption with a $5,000 minimum.

$80,000 appraised value $5,000 exemption

5% would be only $4,000, so the $5,000 minimum controls.

$300,000 appraised value $15,000 exemption

5% of $300,000.

$500,000 appraised value $25,000 exemption

5% of $500,000.

$800,000 appraised value $40,000 exemption

5% of $800,000.

The county exemption applies only to the Collin County levy.

It does not mean the school district, city or MUD must also exempt 5%. Those taxing units follow their own state-mandated and local-option exemption rules.

05

Convert exemption into dollars

How Much Can a Collin County Homestead Exemption Save?

Texas property-tax rates are generally expressed as an amount per $100 of taxable value.

Exempt value × Tax rate ÷ 100 Approximate tax savings

Example: Collin County portion of a $500,000 homestead

Appraised value $500,000
County homestead exemption 5% = $25,000
FY2026 county rate $0.149343 / $100
Approximate county savings $37.34

The calculation is:

$25,000 × 0.149343 ÷ 100 ≈ $37.34

That may look small compared with the full bill because school taxes usually make up a much larger portion of the tax rate, and the 2026 school-district homestead exemption is much larger at $140,000.

School example

How to estimate the $140,000 school exemption

If a hypothetical school-district tax rate were exactly $1.00 per $100 of value:

$140,000 × $1.00 ÷ 100 = $1,400

Use your actual ISD tax rate rather than the $1.00 illustration when calculating real savings.

06

Basic qualifications

Who Qualifies for the Collin County Residence Homestead Exemption?

CCAD explains that the residence must be the homeowner’s principal residence. The owner generally must be an individual rather than a corporation or ordinary business entity.

You own an interest in the property

The application asks for each owner’s percentage ownership interest.

You occupy it as your principal residence

A second home or investment property does not qualify simply because you own it.

You do not claim another residence homestead

The application requires the owner to state that no other residence homestead exemption is claimed in Texas or outside Texas.

The property meets the homestead definition

A house, condominium or manufactured home can qualify when statutory conditions are satisfied.

How much land can be included?

CCAD explains that a residence homestead can include up to 20 acres when the land is owned by the homeowner and used for residential purposes.

Income-producing use can complicate the calculation.

CCAD’s application asks whether any portion of the property is income-producing and what percentage. Do not simply treat an entire mixed-use parcel as exempt without disclosing the required information.

07

Important Texas rule

Bought a Collin County Home After January 1? You May Not Have to Wait Until Next Year

Texas law now allows qualifying homeowners who acquire a residence after January 1 to receive a residence homestead exemption for the applicable portion of that year when the previous owner did not receive the same exemption for that tax year.

1 Buy the property

Acquire ownership after January 1.

2 Move in

Occupy it as your principal residence.

3 Check prior exemption

The previous owner cannot already be receiving the same exemption for that year.

4 File with CCAD

Claim the applicable partial-year exemption.

Do not automatically wait for January 1.

If you recently closed on a Collin County home and it is now your primary residence, ask CCAD whether you qualify for the current-year prorated exemption.

08

Standard filing period

When Should You File the Collin County Homestead Exemption?

For the general residence homestead exemption, CCAD instructs homeowners to file between January 1 and April 30.

January 1 Normal filing opens
April 30 Normal filing deadline
After April 30 Late filing can still be available
April 30 is the normal deadline—not necessarily the last legal opportunity.

Texas provides a much broader late-application provision for residence homesteads. If you missed April 30, do not assume the exemption is permanently lost.

09

Missed the deadline?

Late Collin County Homestead Exemption Applications

Under current Texas Tax Code §11.431, the chief appraiser must accept and approve or deny a qualifying residence-homestead application filed not later than two years after the delinquency date for the taxes on the homestead.

CCAD’s own FAQ likewise tells homeowners that a homestead exemption can be filed up to two years after the taxes became delinquent for the tax year involved.

General residence homestead Up to 2 years after delinquency date
100% / qualifying disabled-veteran filing Different late-filing rules can reach 5 years
Disabled-veteran surviving spouse Separate statutory timeline
A late approval can affect taxes already billed or paid.

Texas law provides procedures for correcting the tax roll and refunding qualifying tax paid on exempted value after a late homestead approval. CCAD handles the exemption; the collector handles the resulting bill adjustment or refund.

Do not wait simply because late filing exists.

File as soon as you discover the missing exemption. Earlier filing makes it easier to resolve the exemption before tax bills and delinquency dates create additional complications.

10

Current online process

How to Apply for the Collin County Homestead Exemption Online

CCAD’s current Taxpayer Portal allows property owners to file Homestead applications, review property details, receive electronic communications and submit appraisal protests.

Official CCAD service

Collin CAD Taxpayer Portal

You generally need the Owner ID and eFile PIN from your current Appraisal Notice or Exemptions Notice to create the account.

Open Taxpayer Portal
  1. 1

    Confirm the property record first

    Use the CCAD property-search database to confirm the Property ID, owner information and situs address.

  2. 2

    Find your Owner ID and eFile PIN

    CCAD says these appear on the most recent Appraisal Notice or Exemptions Notice mailed to the property owner.

  3. 3

    Do not use the seller’s PIN

    CCAD specifically warns recent purchasers that eFile PINs are owner-specific. The previous owner’s PIN should not be used.

  4. 4

    Create or sign into the Taxpayer Portal account

    Complete the current registration process using your own Owner ID and PIN.

  5. 5

    Open the Homestead application

    Select the residence-homestead filing associated with the correct property.

  6. 6

    Select every exemption that actually applies

    The residence form can cover General Residence Homestead, age 65 or older, Disabled Person, certain surviving-spouse and 100% Disabled Veteran homestead claims.

  7. 7

    Enter acquisition and occupancy dates accurately

    Those dates can determine whether current-year or partial-year eligibility exists.

  8. 8

    Upload the required identification and supporting records

    Your Texas driver’s license or Texas ID normally must correspond to the homestead property address unless a statutory exception or waiver applies.

  9. 9

    Review the ownership percentage

    Non-spouse co-owners can have exemption amounts affected by their ownership interest.

  10. 10

    Submit and retain confirmation

    Keep the electronic filing confirmation and monitor portal communications for requests or the exemption decision.

11

Portal troubleshooting

Missing Your Collin CAD Owner ID or eFile PIN?

The new CCAD Taxpayer Portal uses an Owner ID and eFile PIN from the owner’s notice. Appraisal Notices are generally mailed around April 15.

Check the current notice

Use your Appraisal Notice or Exemptions Notice—not a prior owner’s document.

Use CCAD HelpDesk if needed

The portal provides a current-PIN request process.

Do not expect the PIN by phone

CCAD states that it cannot give out the PIN through email or telephone and may mail it to the address on file.

Use another filing method if timing matters

If waiting for a PIN would threaten a deadline, paper or in-person filing remains available.

12

Online is not the only option

Mail, In-Person and Drop-Box Homestead Filing

CCAD currently accepts exemption applications through four methods:

Online Taxpayer Portal

Current electronic filing option.

Mail 250 Eldorado Pkwy

McKinney, TX 75069-8023

In person Monday–Friday

8:00 a.m.–4:00 p.m.

Drop box 24/7

Outside CCAD’s main entrance doors.

Email is not an accepted filing method.

CCAD’s current application and FAQ both state that emailed applications are not accepted. The paper form also says faxed applications are not accepted.

2026 Collin CAD Residence Homestead Application

CCAD-114 / Texas Form 50-114 instructions, affidavits and filing requirements.

Open 2026 Application PDF
13

Prepare before filing

Documents Needed for a Collin County Homestead Exemption

Texas driver’s license or ID Copy normally required
Matching property address ID address normally must correspond to homestead address
Property ID Available through CCAD property search
Acquisition date When you obtained ownership
Occupancy date When the property became your principal residence
Ownership percentage Important for co-owned property
Disability documentation If applying as a disabled person
VA documentation For disabled-veteran exemptions
Heirship documents If the property was inherited
Manufactured-home ownership proof Additional documentation can be required
Military documentation For certain ID-address waivers
Additional records requested by CCAD Must be supplied within the stated response period
If CCAD requests additional information, do not ignore the request.

The 2026 application explains that an owner generally has 30 days to comply with an additional-information request. The chief appraiser can grant one extension of up to 15 days for good cause.

14

ID address exceptions

What If Your Texas ID Does Not Match the Collin County Property Address?

The normal rule is that the Texas driver’s-license or personal-ID address must correspond to the residence for which the exemption is claimed.

CCAD’s current application identifies important exceptions or possible waivers.

Health / aging facility resident

Special documentation rules can apply to a person residing in a facility providing health, infirmity or aging services.

Address Confidentiality Program

Participants in the Texas Attorney General-administered confidentiality program can be exempt from the ordinary matching-address requirement.

Active-duty military

CCAD allows a waiver request for active-duty service members or their spouses, with specified military ID and utility-bill documentation.

Certain protected government officials

The form recognizes special driver-license provisions for qualifying judges and certain federal officials.

Do not change facts on the application just to force an address match.

If a statutory exception applies, use the correct waiver or exemption procedure and provide the documentation CCAD requests.

15

Often misunderstood

Collin County 10% Homestead Appraisal Cap Explained

A Texas residence homestead can receive an appraisal-value limitation commonly called the 10% homestead cap.

CCAD describes the maximum capped appraised value as:

Previous year’s appraised value + 10% of previous appraised value + Market value of new improvements

Illustrative example with no new improvements

Prior appraised value $400,000
10% maximum increase +$40,000
Maximum capped appraised value $440,000
Current market value could still be $500,000+
Example of the Collin County residence homestead appraisal cap An example where prior appraised value is four hundred thousand dollars, the current market value rises to five hundred thousand dollars, but the homestead capped appraised value is four hundred forty thousand dollars before new improvements. 10% Homestead Cap — Example No new improvements included in this simplified illustration. Prior appraised value $400,000 Capped appraised value $440,000 Market value $500,000 The cap limits appraised value — it does not force market value down to the capped amount. Mobile homestead cap example 10% Homestead Cap Prior appraised value $400,000 Capped appraised value $440,000 Market value $500,000 Illustration excludes new improvements.
The 10% cap is not a 10% tax-bill cap.

Your tax bill can change because tax rates, exemptions, new improvements and taxing-unit changes can change even when the capped appraised value is limited.

The cap does not necessarily start the first year you buy the home.

CCAD explains that the residence becomes eligible for the cap calculation in the year following the year in which the current owner first qualified for the homestead as the January 1 owner.

16

Do not confuse two caps

10% Homestead Cap vs. Texas 20% Circuit Breaker

Collin CAD also discusses a 20% circuit-breaker limitation for certain non-homestead real property. That is not the same as the residence-homestead 10% cap.

Residence homestead

10% appraisal limitation

Applies to qualifying residence homesteads under the homestead-cap rules.

Certain non-homestead property

20% circuit-breaker limitation

A separate temporary Texas provision that applies to qualifying non-homestead real property and has its own statutory requirements.

For a homeowner researching the Collin County homestead exemption, the 10% residence-homestead cap is the relevant concept.

Do not use the 20% non-homestead limitation to estimate the capped value of your principal residence.

17

Extra relief

Collin County Homestead Exemption for Age 65 or Older

A homeowner who qualifies at age 65 can receive the age-65-or-older homestead exemption in addition to the general residence homestead exemption.

2026 school exemption $140,000

General residence homestead.

Additional 65+ school exemption $60,000

State-mandated additional school relief.

School tax ceiling Yes

Qualifying school taxes receive a ceiling.

The school-tax ceiling generally prevents school-district taxes on the existing homestead from rising above the applicable ceiling established when the owner qualified. Taxes can fall below the ceiling, and new improvements can increase the ceiling.

The tax ceiling is different from the 10% homestead appraisal cap.

The appraisal cap limits qualifying appraised-value growth. The 65+/disabled school ceiling limits qualifying school taxes.

What if you move?

CCAD explains that a qualifying age-65-or-disabled homeowner can transfer the percentage represented by the school tax ceiling to another residence homestead anywhere in Texas.

Old home: ceiling tax ÷ uncapped tax Percentage transferred Applied to new home’s first-year school tax
CCAD Tax Ceiling Transfer Request
18

Disabled homeowner

Collin County Disabled Person Homestead Exemption

For residence-homestead purposes, Texas uses a specific disability standard. CCAD explains that a person can qualify if unable to engage in gainful work because of a physical or mental disability or under the applicable blindness provision.

A person receiving disability benefits under the federal Old-Age, Survivors and Disability Insurance program administered by the Social Security Administration meets the applicable standard. Benefits from another program do not automatically establish eligibility.

School additional exemption $60,000 2026 statewide amount
School tax ceiling Yes For qualifying disabled homeowner
Supporting evidence May be required SSA or other qualifying documentation
Age 65 and disabled exemptions are not simply doubled within the same taxing unit.

Texas law and CCAD guidance restrict how the two exemptions are applied. Contact CCAD if you meet both qualifications so the correct exemption treatment is used.

19

Military-related relief

Disabled Veteran Property Tax Exemptions in Collin County

CCAD distinguishes between the partial Disabled Veteran exemption and the 100% Disabled Veteran residence-homestead exemption.

Partial service-connected disabled-veteran exemption

Partial Texas disabled-veteran exemption amounts
Service-connected disability rating Exemption amount
10%–29% $5,000
30%–49% $7,500
50%–69% $10,000
70%–100% $12,000

The partial disabled-veteran exemption is not limited to a residence homestead. The qualified veteran must be a Texas resident and chooses one property for the exemption.

100% Disabled Veteran homestead exemption

A qualifying veteran may receive a 100% exemption of the residence homestead’s value when the veteran has the required 100% service-connected disability rating or individual-unemployability status and receives the required VA compensation.

VA status Service connected
Required rating/status 100% or qualifying IU
Property Residence homestead
Potential relief 100% value exempt
Disabled-veteran late filing has a longer statutory window.

CCAD states that qualifying disabled-veteran applications can have a late-filing period reaching five years after the applicable delinquency date. Surviving-spouse rules are different.

20

Inherited homes

Heir Property Can Still Qualify for a Collin County Homestead Exemption

A homeowner who inherited a primary residence can qualify even when the heir is not yet specifically named as the homestead owner in a recorded deed, provided the Texas heir-property requirements are satisfied.

CCAD’s 2026 application identifies these documents for an heir-property applicant not named on the deed:

  • An affidavit establishing the applicant’s ownership interest.
  • A copy of the prior property owner’s death certificate.
  • A copy of the property’s most recent utility bill.
  • A citation to a court record concerning the applicant’s ownership, if available.
  • Required affidavits from other heir owners who also occupy the property as a principal residence.
Residential Homestead Heirship Affidavit

CCAD provides the applicable Form 50-114-A heir-property affidavit through its Residential Exemptions forms page.

Open Heirship Forms
21

Manufactured/mobile homes

Manufactured Homes and the Collin County Homestead Exemption

A manufactured home can qualify as a residence homestead, but CCAD’s application contains an additional manufactured-home information section.

TDHCA Statement of Ownership

Can establish ownership of the manufactured home.

Purchase contract / payment receipt

Can be used as qualifying ownership documentation where applicable.

Sworn ownership affidavit

CCAD provides an affidavit route in specified circumstances when ordinary seller documentation is unavailable.

CCAD’s form also asks whether the applicant owned the manufactured home on January 1, owned all or part of the land and occupied the manufactured home as the primary residence.

The home and the land can create separate ownership questions.

Provide the requested manufactured-home information instead of assuming the ordinary house application alone will establish eligibility.

22

Co-owned property

What If You Own Only Part of the Collin County Homestead?

CCAD confirms that a person can qualify when other owners are also listed on the property. However, the exemption can be based on the qualifying owner’s ownership interest.

Simple illustration

50% ownership interest

If a local exemption were $20,000 and the qualifying owner held only a 50% ownership interest, the applicable exemption attributable to that interest could be $10,000, subject to the governing exemption rules.

Married couples are treated differently from unrelated co-owners in parts of the application process.

CCAD’s form notes that individual owners other than married couples who reside at the property generally complete separate applications for their exemptions.

23

Temporary absence

Can You Keep the Homestead Exemption If You Temporarily Move Away?

CCAD says a qualifying owner can continue receiving the homestead exemption during a temporary absence when:

  • The owner does not establish another principal residence.
  • The owner intends to return to the Collin County home.
  • The temporary absence is generally less than two years.

The two-year limitation does not apply in the same way to qualifying homeowners serving in the military or residing in certain facilities providing services relating to health, infirmity or aging, provided the statutory intent-to-return conditions are met.

Buying or claiming another principal residence is different from a temporary absence.

You cannot keep two residence homestead exemptions simply by saying you intend to return to one of the homes.

24

Different from an exemption

Age-65 or Disabled Tax Deferral in Collin County

Texas also permits qualifying elderly or disabled homeowners to defer collection of certain residence-homestead property taxes.

This should not be confused with an exemption or tax ceiling.

Exemption

Reduces taxable value

Can reduce the tax calculated on the residence.

Tax deferral

Postpones collection

A tax lien remains and interest continues to accrue under the statutory deferral rules.

The Collin County Tax Assessor-Collector’s current FAQ states that qualifying elderly or disabled homeowners can use a Tax Affidavit Deferral and that the deferred amount continues to accrue interest at 5% per year.

Deferral is not forgiveness.

Before using it, understand the lien, accrued interest and the circumstances that cause deferred taxes to become collectible.

Find CCAD Tax Deferral Form 50-126
25

City-by-city differences

Why Plano, Frisco, Allen, Prosper and Other Collin County Homes Save Different Amounts

Texas allows cities, counties, school districts and special districts to adopt local-option residence homestead exemptions of up to 20% of appraised value, with a statutory minimum amount where the percentage exemption is adopted.

The latest complete county Tax Assessor-Collector jurisdiction summary currently available for comparison is the 2025 Tax Rates and Exemptions schedule. It illustrates how different Collin County cities use different local percentages.

Selected local-option homestead percentages — 2025 official county summary
Taxing unit Published homestead option Practical meaning
Frisco City 20% / $5,000 minimum City portion received a substantial percentage exemption under the 2025 schedule.
Plano City 20% / $5,000 minimum Separate from Plano ISD and county exemptions.
Prosper Town 17.5% / $5,000 minimum Town exemption differs from nearby cities.
Lucas City 8% / $5,000 minimum Local city relief is less than a 20% city exemption.
Melissa City 6% / $5,000 minimum Separate local-option calculation.
Allen City 5% / $5,000 minimum City and county both had 5% local options in that schedule.
Anna City 3% / $5,000 minimum Minimum can matter on lower-valued property.
Lavon City 1% / $5,000 minimum Minimum may exceed the percentage on many properties.
The city table above is intentionally labeled 2025.

Local taxing units can change their optional exemption amounts. Use CCAD’s live Tax Rates and Exemptions table for the current tax year rather than assuming a city’s prior-year percentage remains unchanged.

Collin County — FY2026 verified 5% / $5,000 minimum
School district — 2026 mandatory $140,000
Age 65+/disabled school — 2026 Additional $60,000
26

Frequently overlooked tax unit

Do Not Forget the Collin College Homestead Exemption

Many homeowners focus only on county, city and school taxes, but Collin College is another countywide taxing unit for many Collin County properties.

The official 2025 Tax Assessor-Collector summary listed:

General homestead 20% $5,000 minimum
Age 65+ local exemption $100,000 2025 published amount
Disabled local exemption $100,000 2025 published amount
Optional tax freeze Yes 2025 published schedule
Check the live current-year table before calculating a 2026 bill.

The figures above are useful for understanding why Collin College matters, but local-option amounts can be changed by the taxing unit.

27

Verify after filing

How to Check Your Collin County Homestead Exemption Status

Do not assume the exemption was approved merely because you submitted an application.

  1. Open CCAD Property Search. Use the official appraisal database.
  2. Search the property. Use owner name, property address or the available parcel/account identifier.
  3. Confirm you selected the correct parcel. Check the situs address and ownership before relying on exemption information.
  4. Review exemption / taxable-value information. Look for the general residence homestead and any applicable age, disability or veteran designations.
  5. Compare the appraisal notice. The notice can show appraised value, homestead cap loss and exemption information.
  6. Check each taxing unit. The exemption value can differ for county, city, school, college and special districts.
  7. Verify the eventual tax bill. The Tax Assessor-Collector’s bill should reflect the taxable values certified after exemptions.
28

Use the correct government office

Collin CAD vs. Collin County Tax Assessor-Collector

Collin Central Appraisal District

Use CCAD for

  • Homestead applications
  • Age 65 / disability exemptions
  • Disabled-veteran exemptions
  • Property appraisal
  • Market and appraised values
  • Ownership / address appraisal records
  • Homestead cap questions
  • Appraisal protests

Phone: 469-742-9200

Collin County Tax Assessor-Collector

Use the Tax Office for

  • Property-tax bills
  • Tax balances
  • Property-tax payments
  • Billing statements
  • Refund questions
  • Collections
  • Tax calculator

Property tax: 972-547-5020

Collin County Tax Office
Do not send your homestead application to the Texas Comptroller or Collin County Tax Office.

The official Texas Form 50-114 specifically instructs property owners to file with the appraisal district in the county where the property is located.

29

Local assistance

Collin Central Appraisal District Office

Homestead application office

Collin Central Appraisal District

250 Eldorado Parkway
McKinney, TX 75069-8023

Metro: 469-742-9200
Toll free: 866-467-1110

Business hours: Monday–Friday, 8:00 a.m.–4:00 p.m.

CCAD describes the office as being on Eldorado Parkway approximately 1.5 miles east of U.S. 75, at the northeast corner of Eldorado Parkway and College Street.

After-hours paper filing

CCAD states that a drop box is located outside the main entrance and is available 24 hours a day.

30

Avoid common errors

Collin County Homestead Exemption Mistakes That Can Cost Time or Money

01
Thinking the $140,000 exemption is cash savings

It is a reduction in school-district taxable value.

02
Sending Form 50-114 to the Comptroller

The residence application belongs with CCAD.

03
Using the seller’s eFile PIN

CCAD says PINs are unique to each owner.

04
Emailing the application

CCAD does not accept emailed exemption applications.

05
Assuming April 30 means all rights are lost

Texas provides a statutory late-filing period.

06
Waiting until next year after buying a home midyear

Partial-year current-year eligibility may exist when the previous owner did not claim the exemption.

07
Thinking the 10% cap freezes the tax bill

The cap limits appraised value, not every component of the bill.

08
Confusing market value with capped appraised value

CCAD can show a higher market value while the homestead cap produces a lower appraised value.

09
Ignoring city and special-district exemptions

Your total savings comes from more than the county exemption.

10
Using another city’s exemption percentage

Plano, Frisco, Allen, Prosper and other cities can use different local-option amounts.

11
Failing to disclose partial ownership

Your ownership percentage can affect the exemption amount.

12
Assuming inherited property cannot qualify

Texas has a specific heir-property homestead procedure.

13
Ignoring a CCAD document request

Failure to supply requested information can result in denial.

14
Keeping an exemption after establishing another homestead

The application requires certification that another residence homestead is not being claimed.

31

Frequently asked questions

Collin County Homestead Exemption FAQs

How much is the Collin County homestead exemption in 2026?

For 2026, Texas school districts must provide a $140,000 general residence homestead exemption. Collin County separately maintains a 5% county homestead exemption with a $5,000 minimum. Cities, Collin College and special districts can provide additional local-option exemptions.

Is the $140,000 Texas homestead exemption available in Collin County?

Yes. The $140,000 amount is the mandatory school-district residence homestead exemption for qualifying Texas homeowners in 2026, including qualifying Collin County residence homesteads.

Does Collin County itself offer a homestead exemption?

Yes. Collin County’s adopted FY2026 budget confirms a county residence homestead exemption equal to 5% of appraised value with a minimum exemption of $5,000.

Who qualifies for a Collin County homestead exemption?

A qualifying applicant generally must own an interest in the home, occupy it as the principal residence and not claim a residence homestead exemption on another home. Houses, condominiums and qualifying manufactured homes can qualify, and up to 20 acres can be included when the statutory residential-use requirements are met.

When is the Collin County homestead exemption deadline?

CCAD instructs general residence-homestead applicants to file between January 1 and April 30. Texas also provides late-filing rights, so missing April 30 does not necessarily eliminate eligibility for the tax year.

Can I file a late Collin County homestead exemption?

Yes. Current Texas Tax Code Section 11.431 requires the chief appraiser to accept and approve or deny a qualifying residence-homestead application filed not later than two years after the delinquency date for the taxes on the homestead. Disabled-veteran applications have separate late-filing provisions.

Can I get the homestead exemption if I bought my Collin County home after January 1?

Potentially yes. A new owner who acquires the property after January 1 and occupies it as the principal residence may receive the exemption for the applicable portion of the year if the previous owner did not receive the same residence homestead exemption for that tax year.

Where do I apply for the Collin County homestead exemption?

File with the Collin Central Appraisal District. CCAD accepts applications through its Taxpayer Portal, by mail, in person and through its 24/7 drop box. Do not file the application with the Texas Comptroller or the Collin County Tax Assessor-Collector.

Can I email my Collin County homestead application?

No. CCAD states that emailed applications are not accepted. Its paper application also states that faxed applications are not accepted.

Is there a fee to apply for a homestead exemption in Collin County?

No. Collin CAD states that there is no fee for filing an exemption application with the appraisal district.

What documents do I need to apply?

A copy of the property owner’s Texas driver’s license or Texas-issued identification certificate is normally required and the address generally must correspond to the property address. Additional documentation is required for certain age, disability, veteran, heir-property and manufactured-home claims.

What if the address on my Texas driver’s license does not match the property?

The normal requirement is that the ID address correspond to the claimed homestead address. CCAD’s current application provides exemptions or waiver procedures for certain health-facility residents, Address Confidentiality Program participants, active-duty military members or spouses and holders of certain protected-address driver licenses.

Do I have to reapply for the Collin County homestead exemption every year?

Generally no. CCAD says a one-time application is normally sufficient after approval unless the chief appraiser requests a new application or the owner’s residence homestead changes.

What is the Collin County 10% homestead cap?

The residence-homestead appraisal limitation generally prevents the qualifying appraised value from exceeding the previous year’s appraised value plus 10% of that value plus the market value of new improvements. It does not limit the property’s market value or guarantee that the tax bill can rise only 10%.

When does the 10% homestead cap begin?

CCAD explains that a residence is eligible for the homestead-cap calculation in the year following the year in which the current owner first qualified for homestead treatment as the January 1 owner.

What is Homestead Cap Loss on my CCAD record?

Homestead Cap Loss generally represents the difference created when the residence’s market value is higher than the appraised value allowed by the residence-homestead appraisal limitation. It is not a separate cash refund.

How much is the Collin County age-65 homestead exemption?

For 2026, every Texas school district must provide an additional $60,000 residence homestead exemption to a qualifying age-65-or-older homeowner in addition to the $140,000 general school exemption. Collin County and other local taxing units can provide separate local exemptions as well.

Does turning 65 freeze all Collin County property taxes?

No. Qualification for the age-65 exemption creates a mandatory school-district tax ceiling, and some other local taxing units can adopt optional ceilings. The exact effect depends on the taxing unit. New improvements can also change a tax ceiling.

Can I transfer my age-65 school tax ceiling if I move?

Yes. CCAD explains that an age-65-or-disabled homeowner can transfer the percentage represented by the school tax ceiling to a new residence homestead in the same or another Texas school district.

How much is the disabled person school homestead exemption in 2026?

A qualifying disabled homeowner receives the mandatory $140,000 school general residence homestead exemption plus an additional $60,000 school-district exemption, subject to applicable Texas requirements.

How much is the partial disabled-veteran exemption?

CCAD lists $5,000 for a 10%–29% service-connected disability rating, $7,500 for 30%–49%, $10,000 for 50%–69% and $12,000 for 70%–100%, subject to the qualifying veteran rules.

Can a 100% disabled veteran pay no property tax on the homestead?

A qualifying veteran who meets Texas’ 100% disabled-veteran residence-homestead requirements can receive an exemption of 100% of the residence homestead’s value. The veteran must satisfy the VA disability/individual-unemployability and compensation requirements.

Can inherited property qualify for a Collin County homestead exemption?

Yes. Texas has special rules for heir property. CCAD provides an heirship affidavit process and can require proof including an ownership-interest affidavit, prior owner’s death certificate, utility bill and available court-record information.

Can a manufactured home receive a Collin County homestead exemption?

Yes, when the residence and ownership requirements are satisfied. CCAD’s application includes a separate manufactured/mobile-home information form and asks for documents such as a TDHCA ownership statement, purchase agreement, payment receipt or qualifying sworn affidavit.

Can I keep the exemption if I temporarily move away?

Generally yes if you do not establish another principal residence, intend to return and the absence is less than two years. Different duration rules apply to qualifying military service and residence in certain health, infirmity or aging facilities.

How do I check whether CCAD approved my homestead exemption?

Use the official CCAD property search and Taxpayer Portal. Confirm the correct parcel and review the exemption and taxable-value information. Also check the appraisal notice and eventual Tax Assessor-Collector bill to verify that the applicable taxing units received the exemption.

Does Collin CAD collect my property taxes?

No. CCAD determines appraised values, exemptions and taxable ownership information. It does not set tax rates, issue the final tax bill or collect property taxes. Those functions belong to the applicable taxing units and tax offices, including the Collin County Tax Assessor-Collector for taxes it collects.

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Primary-source research

Official Sources Used for This Collin County Guide

This article uses official Collin Central Appraisal District, Collin County, Texas Comptroller and Texas statutory sources rather than commercial property-tax summaries.

Collin CAD Homestead Exemption FAQs Eligibility, filing, caps, temporary absence, age 65, disability and veteran guidance 2026 CCAD Residence Homestead Application Current application, documentation, late filing, heir property and manufactured-home instructions CCAD Residential Homestead Application Page Official Form 50-114 download and online filing route CCAD Residential Exemption Forms Heirship, disabled veteran, physician statement, tax ceiling and deferral forms CCAD Taxpayer Portal Current online Homestead filing, documents, communications and protest access CCAD Property Search Property, ownership, value and exemption research CCAD Tax Rates & Exemptions Taxing-unit exemption options and adopted rates CCAD Homestead Cap Summary Market value, appraised value, taxable value and 10% cap calculation Collin County FY2026 Adopted Budget County tax rate and confirmation of 5% / $5,000 minimum homestead exemption Collin County Tax Rates & Exemptions Summary Official jurisdiction-by-jurisdiction local exemption comparison Collin County Tax Assessor-Collector Tax bills, balances, payment and property-tax services Tax Assessor-Collector Property Tax FAQ Exemptions, tax bills, refunds and elderly/disabled deferral guidance Official Collin County Tax Estimator Taxing-unit and exemption estimation tool Texas Comptroller Property Tax Exemptions Statewide residence, 65+, disability, veteran and heir-property rules Texas Property Tax Basics — January 2026 2026 statewide homestead amounts, cap, tax ceiling and property-tax process Texas Form 50-114 Official statewide Residence Homestead Exemption Application Texas Tax Code Chapter 11 Current statutory exemption and late-filing provisions
Editorial verification notes

This guide separates the statewide school exemption from Collin County’s local percentage exemption, general homestead relief from city and special-district options, market value from capped appraised value, the 10% homestead cap from the age-65 tax ceiling, exemptions from tax deferrals, and CCAD appraisal functions from Tax Assessor-Collector billing functions.

Current-year city, school, college and special-district tax rates or optional exemptions can change. When an amount is taken from the latest complete 2025 Tax Assessor-Collector jurisdiction schedule rather than confirmed for 2026, it is explicitly labeled as a 2025 figure rather than silently presenting it as current.

Independent Collin County Property Tax Guide: This website is an independent educational resource. It is not operated by, affiliated with or endorsed by the Collin Central Appraisal District, Collin County Tax Assessor-Collector, Collin County Government, Collin College, any Collin County city or school district, Texas Comptroller of Public Accounts or another government agency.

This guide explains publicly available exemption rules and official filing routes. It does not determine eligibility, calculate an official property-tax bill, provide legal or tax advice or submit an exemption application. Verify consequential property-specific information with Collin CAD or the government taxing office responsible for the property.

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