Disclaimer

1. Nature of the Site

county-appraisal-district.org/ is an independent editorial publisher. We are NOT:

• a Texas Central Appraisal District (CAD)
• the Texas Comptroller of Public Accounts or the Property Tax Assistance Division (PTAD)
• the Texas Department of Licensing and Regulation (TDLR)
• the Texas Association of Appraisal Districts (TAAD)
• the Texas Association of Assessing Officers (TAAO)
• the Texas Appraiser Licensing and Certification Board (TALCB)
• the International Association of Assessing Officers (IAAO) or the Appraisal Foundation
• the National Association of Counties (NACo)
• a Consumer Reporting Agency under the FCRA
• a tenant-screening or background-check service
• a credit-reporting service
• a TDLR-licensed property tax consultant
• a TALCB-licensed real estate appraiser
• a Texas-licensed attorney or law firm
• a CPA or tax preparer
• a title-insurance underwriter or title-search service
• a data broker or people-search service

2. FCRA — Critical

3. Public Record Does Not Equal Open Licence

Texas CAD property records are public under Texas law. That public status does not eliminate restrictions on their use. Federal law (FCRA, GLBA in certain financial contexts, ECOA, FHA) and Texas state law (consumer-protection statutes, anti-discrimination statutes, Tex. Gov’t Code §552.117 protections for certain officials, Texas Office of the Attorney General Address Confidentiality Program for survivors of family violence) all impose limits on how publicly available property data may be used. Public ≠ permitted.

4. Not Legal, Financial, Tax, or Real Estate Advice

Nothing on this site is legal, financial, real estate investment, real estate appraisal, or tax advice. We are not your attorney, not your CPA, not your TDLR-licensed property tax consultant, not your TALCB-licensed appraiser. For specific situations, consult a licensed professional in your jurisdiction. Reliance on this site does not create a professional-client relationship of any kind with us.

5. Accuracy & the Verification Caveat

We work to a strict manual-verification standard — every CAD URL clicked, every property-search walkthrough validated, every exemption procedure cross-checked, every CAD phone dial-tested quarterly. We are nevertheless an editorial publisher, not the CAD itself. Texas CAD procedures and Texas property tax law change, sometimes between Texas legislative sessions, sometimes mid-year through CAD policy changes, and sometimes when a new chief appraiser is appointed.

6. The §41.44 ARB Protest Deadline Is Unforgiving

Tex. Tax Code §41.44 sets the deadline for filing an ARB protest: May 15, or 30 days after the date the appraisal district mailed your Notice of Appraised Value, whichever is later. The deadline is jurisdictional under Texas case law — miss it and the ARB will not hear your protest for the year, and you cannot pursue a §41A binding arbitration or a §42 district-court appeal that depends on the underlying ARB decision. Limited exceptions exist (for example, certain late protests under §41.411 for failure of the CAD to deliver required notice, and §25.25 motion-to-correct procedures for clerical errors, ownership mistakes, and certain other categories), but those are narrow and the safer path is always to file the protest by the §41.44 deadline.

7. Third-Party Content & Links

The site links extensively to Texas CADs, the Texas Comptroller PTAD, TDLR, and (where directly relevant) professional standards bodies. We do not control those sites and are not responsible for their content, availability, accuracy, or privacy practices. A link is not an endorsement.

8. Texas Property Tax Code Framework

The framework that governs Texas property assessment is the Texas Property Tax Code (Title 1, Subtitle E of the Texas Tax Code). We cite specific sections — §11.13 residence homestead, §11.131 100% disabled veteran, §11.42 over-65, §23.23 10% homestead cap, §23.51 1-d-1 ag-use, §41.44 ARB protest deadline, §42 judicial review — to identify the statutory authority for each procedure we describe. The Texas Comptroller PTAD supervises Texas property assessment under §5 and §6 and publishes the authoritative ARB Manual.

9. Liability Cap

To the fullest extent permitted by law: we are not liable for any indirect, consequential, special, incidental, or punitive damages arising from your use of the site or your reliance on any content — specifically including but not limited to any missed ARB protest deadline, missed exemption application window, real estate transaction loss, FCRA liability incurred from prohibited use, tax penalty, denied exemption, denied ARB protest, or any other loss connected to use of the site. Aggregate liability to any user is capped at $100. See Terms of Service for the full clause, governed by State of Delaware law with AAA Consumer Arbitration (30-day opt-out, class-action waiver).

10. Contact

For corrections, takedowns, privacy requests, or general inquiries: info@county-appraisal-district.org