Duval County FL Homestead Exemption: Rules & Savings

Duval County, Florida • Homestead exemption guide • 2026 update

Duval County FL Homestead Exemption: Rules, Savings, Filing Steps, Status Check and Local Contacts

The Duval County FL homestead exemption can reduce taxable value on a home you own and use as your permanent residence.

In Florida, the exemption can reduce taxable value by up to $50,000. The second $25,000 does not apply to school taxes.

The Duval County Property Appraiser handles homestead filing, exemption approval, property records and assessed values.

The Duval County Tax Collector handles tax bills, payments and receipts after the Property Appraiser certifies the tax roll.

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Fast answer

Duval County Homestead Exemption Quick Summary

Filing office Duval County Property Appraiser

Use this office for homestead applications, exemption records and property values.

Tax bill office Duval County Tax Collector

Use this office for bills, payments, receipts, refunds and installment questions.

Timely deadline March 1

Florida homestead applications are due by March 1 for timely filing.

Late filing Early September window

Duval notes late filing is allowed through the statutory period after TRIM notices are mailed.

Main exemption Up to $50,000

The first $25,000 applies broadly; the additional $25,000 applies to non-school taxes only.

Assessment cap Save Our Homes

The SOH cap begins the year after the home first receives homestead exemption.

Simple office rule:

Exemption missing or property value wrong? Start with the Property Appraiser. Tax bill or payment wrong? Start with the Tax Collector.

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Local contacts

Duval County Offices, Addresses, Phone Numbers and Roles

Duval County Property Appraiser

Use for: homestead filing, exemption status, property value, TRIM notice and informal review.

Exemptions address: 231 E. Forsyth Street, Suite 260, Jacksonville, FL 32202

Main office: 231 E. Forsyth Street, Suite 270, Jacksonville, FL 32202

Phone: 904-255-5900

Email: pacustserv@coj.net

Property Appraiser: Joyce Morgan

Open Property Appraiser
After opening: use the menu for Exemptions, Property Search, Forms, Save Our Homes, Portability and TRIM information.

Duval County Tax Collector

Use for: property tax bills, payment status, receipts, discounts, delinquency and refunds.

Downtown office: 231 E. Forsyth Street, Suite 130, Jacksonville, FL 32202

Phone: 904-255-5700

Email: taxcollector@coj.net

Tax Collector: Jim Overton

Open Property Tax Bills
After opening: use this office only after checking whether the exemption is already shown on the Property Appraiser record.

Duval County Value Adjustment Board

Use for: petitions after a value, classification or exemption denial issue.

Address: 117 W. Duval Street, Suite 305, Jacksonville, FL 32202

Phone: 904-255-5124

Email: VAB@coj.net

Open 2026 VAB Portal
After opening: choose file petition or check petition status. Use the RE number, parcel ID and TRIM notice deadline.

Duval County Clerk Recording

Use for: recorded deeds, ownership documents, property fraud alerts and official records.

Clerk note: the Clerk records documents but does not approve homestead exemptions.

Property fraud alert: useful if you want notice when a document is recorded under your name.

Open Clerk Recording
After opening: use this for deed or recording issues. Return to the Property Appraiser for exemption approval.

Google Map: Duval County Property Appraiser

231 E. Forsyth Street
Jacksonville, FL 32202

Use Suite 260 for Customer Service / Exemptions when filing documents in person.

Call before visiting to confirm counter hours, documents and appointment requirements.

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Filing workflow

How to Apply for Homestead Exemption in Duval County

You can file online through Duval County’s official homestead application system.

You can also file by manual application with the Property Appraiser’s Customer Service / Exemptions Division.

  1. Confirm January 1 residence.

    You must own the property and make it your permanent residence by January 1 of the tax year.

  2. Confirm ownership is in your name.

    Duval’s online system says the Property Appraiser’s office must reflect ownership in your name for online processing.

  3. Search the property record.

    Use the Property Appraiser search to find your RE number, parcel details and current property record.

    Open Duval Property Search
    After opening: search by address or owner name, open the correct record, save the RE number and check whether an exemption is already shown.
  4. Open the online homestead application.

    Use the official Duval County online homestead system, not a private paid filing website.

    Open Duval Online Homestead Application
    After opening: read the welcome screen, confirm eligibility, enter property and owner details, add your email, upload or prepare requested documents and submit before the deadline.
  5. Use manual filing if needed.

    Duval allows timely applications by mail, fax or email through the Property Appraiser.

    Open Mail-In Application Instructions
    After opening: follow the current instructions, attach all documentation and keep fax confirmation, email proof or mailing receipt.
  6. Save proof of submission.

    Keep the confirmation email, filing date, screenshots and copies of every document you submitted.

Email privacy note:

Florida public-records law can apply to email addresses sent to public agencies. Use phone or written contact if you do not want an email address released.

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Deadline guide

Duval County Homestead Exemption Deadline

Timely deadline March 1

File by March 1 for timely homestead treatment.

Late filing After TRIM mailing

Duval states late filing is permitted through the statutory period after TRIM notices are mailed.

VAB deadline Printed on TRIM notice

Use the deadline on your notice for value or exemption-denial petitions.

For the 2026 tax roll, Duval’s Property Appraiser page stated the timely homestead deadline was March 1, 2026.

It also stated that late filing is permitted through early September, based on the statutory period after TRIM notices are mailed.

For a future tax year, use March 1 unless Duval publishes a different instruction for that year.

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Savings math

How Much Can the Duval County Homestead Exemption Save?

Florida homestead can reduce taxable value by up to $50,000.

The first $25,000 applies to all property taxes. The additional $25,000 applies to assessed value over $50,000 and only to non-school taxes.

Assessed valueExample: $300,000
First exemption$25,000 broad benefit
Second exemptionUp to $25,000 non-school
SOH capStarts the next year

Simple example

A $300,000 assessed homestead can receive the first $25,000 exemption.

It can also receive the second $25,000 exemption for non-school taxes.

That means school and non-school taxable values may not match on the tax bill.

Open simple educational calculator

School exemption used: $25,000.00

Non-school exemption used: $50,000.00

Estimated school savings: $150.00

Estimated non-school savings: $600.00

Total estimate: $750.00

This is educational only. Use current Duval millage rates and your official property record for a real estimate.
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Required proof

Documents and Information to Prepare Before Filing

Florida driver license or Florida ID: use the homestead property address where required.

Vehicle registration: helpful proof of Florida and Duval County residence.

Voter registration: may support permanent residence when applicable.

Social Security number: commonly requested for exemption applications.

Permanent resident card: needed for non-citizens claiming permanent Florida residence.

Recorded deed or closing documents: useful if ownership has not fully updated online.

Prior Florida homestead details: needed if you may claim portability from another Florida homestead.

Senior, disability, veteran or widow/widower proof: required for special exemption categories.

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Status check

How to Check Duval County Homestead Exemption Status

Start with the Duval County Property Appraiser’s property search.

Open the property record and look for exemptions, taxable values, TRIM information or homestead indicators.

  1. Open the property search.

    Use the official Duval PAO property search, not a third-party property lookup page.

  2. Search by address or owner.

    Confirm the correct parcel, RE number, owner name and property address.

  3. Review exemptions and taxable values.

    Look for homestead, assessed value, school taxable value and non-school taxable value differences.

  4. Check TRIM after notices are mailed.

    TRIM records can show proposed taxes and deadlines for review or VAB petition.

  5. Call if the record is unclear.

    Contact the Property Appraiser at 904-255-5900 with your RE number and filing proof.

Open Property Search
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Assessment cap

Save Our Homes Cap in Duval County

The Save Our Homes assessment limitation is separate from the first-year exemption amount.

It begins the year after the property first receives homestead exemption.

For 2026, the Florida Department of Revenue Save Our Homes chart lists the cap as 2.7%.

First homestead year Just / assessed setup

The property gets homestead treatment after approval for that tax year.

Second year forward SOH limitation

Annual assessed-value increases are limited by the Florida SOH rule.

Ownership change Reset risk

A sale or ownership change can reset assessed value and affect portability.

Open Florida Save Our Homes Guide
After opening: check the current cap chart, then compare your Duval just value, assessed value and taxable value on the property record.
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Moving in Florida

Portability: Moving a Save Our Homes Benefit to Duval County

Florida homestead exemption itself is not transferred from one home to another.

Instead, eligible homeowners may transfer all or part of the Save Our Homes assessment difference to a new Florida homestead.

File portability when applying for homestead on the new Duval County home.

Moved from another Florida county: file Duval homestead and portability together.

Moved inside Duval County: do not assume the old homestead follows the new property automatically.

Moved from another state: Florida portability does not apply, but you may still qualify for Duval homestead.

Deadline: portability forms are generally due with the homestead application by March 1.

Open Florida Portability FAQ
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Special benefits

Senior, Disability, Veteran and Survivor Exemptions in Duval County

Homestead can unlock other personal exemptions if the owner qualifies.

These special benefits require separate eligibility review and documents.

Senior citizen Additional local exemption

Duval has senior citizen homestead exemption resources for qualifying homeowners.

Disability Proof required

Disability exemptions require the correct Florida category and supporting documents.

Veteran / survivor Category-specific

Disabled veteran, surviving spouse and active-duty benefits depend on official proof.

Open Duval Senior Exemptions
After opening: review the income, age and form requirements. Do not assume senior benefits are automatic because regular homestead is active.
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Appeal vs exemption

What If Your Value Is Too High or Homestead Is Denied?

A homestead application and a value appeal solve different problems.

If the exemption is missing, start with the Property Appraiser’s exemption staff. If the value is wrong, review the TRIM notice and appeal options.

Use exemption process when…

The home is your permanent residence but homestead is missing, pending, denied or incorrectly coded.

Call 904-255-5900 with your RE number and filing proof.

Use VAB or review process when…

The assessed value, property details, classification or denial decision needs formal review.

Use the deadline printed on the TRIM notice.

Open Duval VAB Portal
After opening: check filing requirements, petition fee, parcel number, TRIM deadline and status tools before submitting a petition.
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Local tax areas

Jacksonville, Beaches, Baldwin and Tax District Differences

Duval County includes Jacksonville, Jacksonville Beach, Atlantic Beach, Neptune Beach and Baldwin.

Tax districts, millage rates, service districts and non-ad valorem assessments can change the final tax bill.

Jacksonville Jacksonville Beach Atlantic Beach Neptune Beach Baldwin School Board Special districts Non-ad valorem assessments
Do not copy another property’s estimate.

Two nearby properties may have different millage, service district, exemption, portability or non-ad valorem results.

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Avoid delays

Common Duval County Homestead Mistakes

Missing January 1: Florida homestead depends on ownership and permanent residence as of January 1.

Wrong office: the Tax Collector cannot approve a missing homestead exemption.

Late filing confusion: March 1 is the timely deadline; late filing has a separate statutory window.

Assuming the second $25,000 applies to schools: it applies only to non-school taxes.

Forgetting portability: moving within Florida can create a separate SOH transfer question.

Trust or estate ownership issue: online filing may fail if ownership is not clear in the Property Appraiser record.

Rental or short-term rental issue: using the home as a rental can affect exemption eligibility and tangible personal property obligations.

Not saving proof: keep confirmation, email, filing date and document copies until the exemption is visible.

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Decision path

What Should You Do Next?

You bought and moved into a Duval home: search the property record, then file homestead through Duval’s online system.

You moved from another Florida homestead: file Duval homestead and review portability at the same time.

You missed March 1: check Duval’s current late-filing instructions and TRIM notice timeline.

Your exemption is missing: call the Property Appraiser with RE number and confirmation proof.

Your tax bill is wrong after approval: check the PAO record first, then contact the Tax Collector.

Your value is too high: use informal review or VAB options by the TRIM notice deadline.

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Important notice

Independent Information, Tax Caution and Property-Records Notice

This page is independent informational content for Duval County property owners.

It is not the official website of the Duval County Property Appraiser, Duval County Tax Collector, Value Adjustment Board, Clerk, City of Jacksonville or Florida Department of Revenue.

It is not legal advice, tax advice, an official exemption approval, a TRIM notice, a tax bill or an appraisal decision.

Verify deadlines, forms, eligibility, exemption amounts, millage rates, office hours and filing methods directly with official sources before acting.

Do not use property-record information for employment screening, tenant screening, credit eligibility, insurance underwriting or any FCRA-regulated purpose.

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FAQs

Duval County FL Homestead Exemption FAQs

What is the Duval County homestead exemption deadline?

The timely Florida homestead exemption deadline is March 1.

Duval County also notes a late-filing period through the statutory deadline after TRIM notices are mailed.

Where do I file homestead exemption in Duval County?

File with the Duval County Property Appraiser.

You can use the official online homestead system or follow the manual filing instructions.

How much is the Florida homestead exemption in Duval County?

Florida homestead can reduce taxable value by up to $50,000.

The additional $25,000 applies to assessed value over $50,000 and only to non-school taxes.

How do I check Duval County homestead exemption status?

Use the Duval County Property Appraiser property search.

Open the parcel record and review exemptions, taxable value and TRIM information.

Who do I call if my homestead exemption is missing?

Call the Duval County Property Appraiser at 904-255-5900.

Have your RE number, filing date and confirmation proof ready.

Does the Duval County Tax Collector approve homestead exemptions?

No. The Property Appraiser determines exemptions and property values.

The Tax Collector handles bills, payments and receipts after values are certified.

What is Save Our Homes in Duval County?

Save Our Homes limits annual assessed-value increases after a home receives homestead exemption.

For 2026, the Florida DOR SOH chart lists the cap as 2.7%.

Can I transfer my Florida homestead exemption to Duval County?

The exemption itself is not transferred.

Eligible Florida homeowners may transfer, or port, some Save Our Homes assessment difference to a new Duval homestead.

Do I need to apply again every year?

Approved homestead exemptions usually renew while eligibility continues.

You should contact the Property Appraiser if ownership, residence, rental use or eligibility changes.

What if my Duval County property value is too high?

Homestead filing does not appeal value.

Review the TRIM notice, contact the Property Appraiser for review and use the VAB process if needed by the deadline.

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Official resources

Official Duval County and Florida Homestead Resources

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