St. Charles County Recorder of Deeds: Search & Office

ST. CHARLES COUNTY, MISSOURI • PUBLIC LAND RECORDS GUIDE

St. Charles County Recorder of Deeds: Search, Office, Fees & Land Records

The St. Charles County Recorder of Deeds maintains deeds, deeds of trust, property liens, recorded plats, marriage records and other official documents filed in St. Charles County, Missouri.

You can research land records online using Tapestry or Laredo. The county also provides free public searching at the Recorder’s Office in St. Charles.

If you need to locate a deed, record a property transfer, request a certified copy or check a suspicious filing, this guide explains the local process.

Reviewed October 21, 2026 Recorder: Mary Dempsey Office: St. Charles, MO
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START HERE

St. Charles County Recorder of Deeds Quick Facts

County Recorder Mary Dempsey
Office Address 201 N. Second St., Suite 338 St. Charles, MO 63301
Main Phone 636-949-7505
Land Records 636-949-7507
Copy Center 636-949-7509
Office Hours Monday–Friday 8:00 AM–5:00 PM
Important: Online searching is not the same as free in-office research.

St. Charles County offers paid online access through Tapestry and subscription access through Laredo.

Public searching at the county office is free. Printed pages and certified copies may carry fees.

What records does this office maintain?

The Recorder maintains public land records, including deeds, deeds of trust, releases, liens, plats, surveys and instruments affecting real property.

The office also handles marriage licenses, military discharge records and several other documents authorized by Missouri law.

Its job is to record and preserve qualifying documents. The Recorder does not guarantee that a recorded document establishes clear title or is legally valid.

03

PROPERTY ADDRESS SEARCH

How to Find a Deed When You Only Know the Property Address

Many property owners know their street address but not their deed number or recording reference.

In St. Charles County, start with the Assessor’s Property Database to identify the parcel and owner information.

Open County Land Records Resources ↗
After opening:
  1. Find the link labeled Assessor Property Database Search.
  2. Open the Assessor’s search application.
  3. Search using the property’s available identifying information.
  4. Confirm the correct parcel and owner.
  5. Record the exact owner name and any deed reference shown.
  6. Use the Recorder’s research service to locate the instrument.

Why use the Assessor first?

The Assessor organizes information by property and parcel. The Recorder organizes documents by recorded instruments and their parties.

Those are different databases. A parcel record can help identify the owner, but it should not be treated as proof of clear legal title.

What if the deed is missing?

Try a previous owner: older deeds may be indexed under the seller’s name.

Try a trust or business name: the property might be recorded under an entity rather than an individual.

Check the document reference: use a deed of trust, title commitment or closing statement if it includes book/page or instrument details.

Check county boundaries: properties near another county may have records filed in a different recorder’s office.

Contact Land Records: call 636-949-7507 if you cannot identify the recording.

A deed and a tax record answer different questions.

A deed records a transaction or property interest. An assessment record identifies property used for appraisal and taxation.

04

LOCAL OFFICE & DIRECTIONS

St. Charles County Recorder of Deeds Office Address and Hours

St. Charles County Recorder of Deeds

Recorder: Mary Dempsey

Physical address: 201 N. Second Street, Suite 338, St. Charles, MO 63301

Main phone: 636-949-7505

Land Records: 636-949-7507

Copy Center: 636-949-7509

Fax: 636-949-7512

Email: recorder@sccmo.org

Office hours: Monday–Friday, 8:00 AM–5:00 PM, excluding observed holidays.

Important arrival instructions

The Recorder’s Office is on the third floor of the St. Charles County Administration Building.

Before visiting the office, use the check-in kiosk in the first-floor lobby to enter the service queue.

To access the third floor, visitors must check in at the Security Desk, receive a visitor badge and be accompanied by a staff member.

Office service window Closes at 4:50 PM
Public research area Closes at 4:30 PM
Marriage license issuance Ends at 4:30 PM

The county also offers online queue check-in during business hours. You can review wait times before arriving.

Google Map: Recorder of Deeds 201 N. Second Street, St. Charles, Missouri 63301

Use the Administration Building entrance, check in at the lobby kiosk and follow staff instructions to Suite 338.

Official Recorder Office Information ↗
After opening: review the office hours, holiday information and visitor check-in instructions. Use the office’s online check-in option when available.
05

DOCUMENT RECORDING

How to Record a Deed in St. Charles County

St. Charles County accepts walk-in, mailed and eligible electronically submitted documents for recording.

The Recorder does not provide deed forms, notary services or legal advice. Documents must be properly prepared before submission.

  1. Prepare the correct instrument.

    Choose the legally appropriate deed and complete the property information. Obtain legal assistance when the transaction involves ownership or title questions.

  2. Check the legal description.

    A street address alone is not an acceptable legal description under the county’s recording requirements.

  3. Verify signatures and acknowledgment.

    Complete the required signatures and notarization. Check that signature names are legible and match the document.

  4. Prepare the Certificate of Value.

    Deeds or instruments transferring title must generally be accompanied by St. Charles County’s Real Property Certificate of Value.

  5. Review the recording fees.

    Use the county’s fee schedule effective August 28, 2026, rather than relying on an older fee sheet.

  6. Submit your document.

    Present it in person, send it by mail or use an authorized eRecording provider when the instrument qualifies.

  7. Keep the recorded reference.

    Save the recording date and reference information so you can locate the document again.

Returning your recorded original

The Recorder asks in-person and mailed customers to supply a stamped, self-addressed envelope.

Otherwise, the office can provide an envelope and postage for $1. Documents may also be picked up in person.

The county warns that unclaimed documents may be destroyed after 30 days.

Missouri document formatting requirements

Paper: standard 8.5 × 11-inch white or light-colored paper.

Printing: one side of each page, using legible black or dark ink.

First page: reserve a three-inch top margin for recording information.

Other margins: generally at least three-quarters of an inch.

Text: at least eight-point print under the statutory requirement.

First-page details: document title, date, grantor, grantee, applicable addresses, legal description and required references.

Signatures: printed or typed names should appear beneath corresponding signatures.

Nonstandard-document charge

Missouri law provides an additional $25 fee for certain documents that do not meet prescribed formatting requirements.

Statutory exceptions exist. Use the official requirements document to determine whether one applies.

Download Recording Requirements PDF ↗
After opening: compare your deed with the paper, margin, legibility, signature and first-page requirements before sending it to the office.
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2026 FEE UPDATE

St. Charles County Recorder of Deeds Fees

Missouri changed recording fees effective August 28, 2026. This matters because older county fee documents and third-party guides may still display pre-increase charges.

The updated first-page charge for a standard deed in St. Charles County is reported as $23, with $3 for each additional page.

Confirm the complete charge against the current county fee schedule before paying. The Recorder’s Land Records page identifies a filing-fee document effective August 28, 2026.

Standard instrument — first page $23.00
Each additional page $3.00
Possible nonstandard-format surcharge $25.00
Self-service research-room printing $1/page

Example recording costs

One-page instrument: $23 basic recording charge.

Two-page instrument: $26 basic recording charge.

Five-page instrument: $35 basic recording charge.

These examples cover standard page-based recording charges only. Special instruments, plats, surveys and other additional fees may be handled differently.

Check Current Official Filing Fees ↗
After opening: choose the filing-fee document marked effective August 28, 2026. Verify your document type, page count and payment method.

Payment methods

The Recorder’s previously published fee sheet lists major credit cards subject to a convenience charge and states that personal checks are not accepted.

Because payment procedures can change, contact Land Records at 636-949-7507 before mailing a payment or bringing an unusual recording.

Missouri recording law

Missouri Revised Statute 59.310 addresses recording requirements, document format, statutory fees and nonstandard documents.

Read Missouri RSMo 59.310 ↗
After opening: review the current statutory language on document formatting, signatures, required first-page information and nonstandard recording charges.
07

COUNTY-SPECIFIC REQUIREMENT

Certificate of Value: A Form You Must Not Overlook

St. Charles County requires a Real Property Certificate of Value with deeds and instruments transferring real estate title.

The Recorder forwards the form to the Assessor. It provides transaction information used for property valuation research.

This is a particularly important St. Charles County recording requirement because it is easy to miss when using a generic Missouri deed checklist.

What information does the form request?

Seller: grantor name.

Buyer: grantee name.

Property: address and mailing information.

Transaction type: whether the transfer involves relatives, a trust, probate, foreclosure or another listed circumstance.

Consideration: sale-price information and permitted adjustments when applicable.

Intended use: how the buyer expects to use the property.

Certification: signature of the grantee or authorized representative.

Significant penalty for failing to file

The county’s Certificate of Value form states that the penalty for failing to file is $500 or 1% of the selling price, whichever is greater, under St. Charles County Ordinance Section 145.010.

The form must be filed with the deed at the time of recording. Follow its instructions carefully.

Download Certificate of Value Form ↗
After opening:
  1. Read the form’s transaction-category questions.
  2. Enter the grantor, grantee and property information.
  3. Complete applicable consideration and intended-use fields.
  4. Answer all required questions, even where the answer is zero or not applicable.
  5. Sign through the grantee or authorized representative.
  6. Submit the completed certificate with the deed.

For help completing the Certificate of Value, the county form lists the Assessor at 636-949-7444.

08

DEED COPIES

How to Request a Deed Copy or Certified Document

You do not necessarily need to pay for an online search if you already know which deed you need.

The Recorder’s Copy Center can help with recorded-document copy requests. The county also says citizens can request an emailed deed copy.

St. Charles County Recorder Copy Center

Phone: 636-949-7509

Office: 201 N. Second Street, Suite 338, St. Charles, MO 63301

Before contacting the Copy Center

Have as much identifying information as possible, including the recorded party names, property description or document number.

If you have a book/page reference or instrument number, provide it. This can help staff identify the correct document.

Regular copy vs. certified copy

Regular copy

Useful for reading, researching or retaining a personal reference copy of a recorded deed.

Certified copy

Requested when a court, lender, attorney or other recipient requires official certification by the Recorder.

The earlier county fee schedule listed $2 for the first standard copy page, $1 for each additional page and $1 for certification.

Confirm current copy pricing with the Copy Center because the county has published a newer filing-fee schedule for 2026.

Need a plat or survey copy?

The county notes that a lot copy from a plat generally shows the lot number, property lines and dimensions—not the buildings or other structures.

A recorded plat is not a substitute for a current boundary survey.

09

PROFESSIONAL RECORDING

Electronic Recording in St. Charles County

St. Charles County accepts electronic document recording through approved eRecording providers.

The service is intended mainly for title companies, law firms, banks and businesses that regularly record documents.

What can eRecording help with?

Electronic submission: documents can be transmitted through an authorized vendor.

Document tracking: users can monitor submissions and recording status.

Electronic payment: provider systems support electronic recording payments.

Return of recordings: documents are electronically returned after acceptance and recording.

Which documents are excluded?

The county expressly identifies plats and surveys as documents not eligible for eRecording.

These instruments must follow the applicable physical submission process.

Listed eRecording providers

The county lists CSC eRecording Solutions, eRecording Partners Network (ePN), Hopdox, iCounty and Simplifile.

View County eRecording Instructions ↗
After opening: confirm document eligibility and choose one of the county-listed providers. Review vendor registration, payment and submission requirements before starting.
10

FREE OWNER PROTECTION

St. Charles County Property Fraud Alert

The Recorder offers a free Property Fraud Alert service for names appearing on newly recorded documents.

Alerts can help homeowners notice potentially suspicious filings involving their personal name, business name or trust.

Service Cost Free
Monitoring Personal or Business Name
Alert Information Instrument Number

How does the alert work?

The county says subscribers receive notifications when documents matching a monitored name are recorded, generally within the previous 48 hours.

The alert includes an instrument number. Use it to verify the recording with the Recorder’s Office.

What if your home is in a trust?

The Recorder provides separate naming guidance for trusts.

Depending on the trust’s legal name, you may need to register a personal name or use the Business/Trust category.

Open Official Property Fraud Alert Information ↗
After opening: review the registration link and trust-name examples. Sign up using the names you want monitored.
An alert does not prevent fraud.

The Recorder cannot determine whether a recorded instrument is legally authentic simply by accepting it for recording.

The county says removing a fraudulent document from the public record requires a signed court order.

If an alert appears suspicious, verify it with the Recorder at 636-949-7505 and consider contacting law enforcement and a qualified attorney.

11

OTHER GOVERNMENT SERVICES

Marriage Records, Military Discharges and Special Documents

Marriage licenses

The Recorder issues marriage licenses and maintains the county’s marriage records.

The county offers an online application process. It also provides information about certified marriage-license copies.

Open Marriage License Services ↗
After opening: review the eligibility requirements, application process, identification rules and options for obtaining a copy.

Military discharge records

The Recorder also maintains military discharge records submitted to its office.

Because these records can contain sensitive personal information, access and copying requirements differ from ordinary public deeds.

Judicial privacy protections

Missouri’s Judicial Privacy Act provides special protections for certain qualifying judicial officers.

The Recorder publishes information about shielding eligible electronically accessible documents.

View Special Document Services ↗
After opening: review the applicable document category and any affidavit or supporting form required for your request.

RECA documentation requests

St. Charles County also offers document-request assistance for certain Radiation Exposure Compensation Act claims.

Its published guidance explains that deeds alone generally do not establish residency for this purpose without supporting documentation.

Possible supporting records include correspondence, directories, census records or other evidence of residence.

The Recorder advises allowing up to 10 business days for these requests.

View Recorder RECA Instructions ↗
After opening: locate the RECA documentation section and follow the county’s request instructions. Include supporting residency evidence where required.
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OFFICE RESPONSIBILITIES

Recorder vs. Assessor vs. Collector: Which Office Should You Contact?

Recorder of Deeds

Handles recorded deeds, deeds of trust, lien documents, plats, surveys and official instrument copies.

Use for recorded-document questions.

County Assessor

Maintains real estate assessment information, property classifications, ownership references and valuation data.

Use for parcel and assessment questions.

County Collector

Handles collection of property taxes, payments, bills and delinquent-tax questions.

Use for property-tax payment issues.

Circuit Court

Handles applicable court proceedings, including legal disputes and other matters within the court’s jurisdiction.

Use for court cases, not ordinary deed searches.

Useful county services

Land Records and Assessor Search ↗

After opening: select the Assessor Property Database Search link for parcel research, or Tapestry for recorded instruments.

St. Charles County Online Services ↗

After opening: locate the Assessor, Collector or Recorder service matching your task. Do not submit a deed-copy request to the tax collector.

Missouri Case.net ↗

After opening: use the court-case search when researching a relevant lawsuit or judgment. Court dockets do not replace the Recorder’s land records.

13

COMMON RECORDS PROBLEMS

St. Charles County Recorder Search and Recording Troubleshooting

I cannot find a deed using the current owner’s name.

Try the seller’s name, a previous owner, a trust name or a business entity. Check whether the document was recorded before a name change.

I only have a street address.

Search the Assessor’s property database first. Use the owner’s name and any available recording reference to continue in the Recorder’s system.

I want to search online without paying Tapestry fees.

The county provides free public searching in its Administration Building research area from 8:00 AM to 4:30 PM on weekdays. Printed pages have a separate charge.

My document was rejected for recording.

Check margins, legal description, names, signatures, notarization, fees and the Certificate of Value requirement.

I do not know which deed form to use.

The Recorder does not prepare legal documents or provide deed forms. Consult a Missouri attorney or title professional.

I need a certified copy immediately.

Call the Copy Center at 636-949-7509. Provide the instrument number or book/page reference if available and ask about the current request process.

My property-fraud alert shows a suspicious recording.

Use the instrument number to verify the document with the Recorder. If you suspect fraud, contact law enforcement and seek legal advice.

A recorded document has the wrong legal description.

Do not assume the Recorder can edit an existing legal instrument. Contact the original preparer, title company or attorney about an appropriate correction.

14

YOUR NEXT STEP

What Should You Do Next?

Find a recorded deed: use Tapestry or research at the county office.

Find a deed from an address: start with the Assessor and identify the owner or recording reference.

Record a new deed: prepare the document, complete the Certificate of Value and confirm current fees.

Get a certified copy: contact the Recorder Copy Center at 636-949-7509.

Monitor possible fraud: enroll in the free Property Fraud Alert service.

Need a marriage record: use the Recorder’s Marriage License services.

Need tax payment assistance: contact the County Collector instead of the Recorder.

Need legal title advice: work with an attorney or qualified title professional.

15

FREQUENTLY ASKED QUESTIONS

St. Charles County Recorder of Deeds FAQs

Who is the St. Charles County Recorder of Deeds?

Mary Dempsey is the St. Charles County Recorder of Deeds. The office is located at 201 N. Second Street, Suite 338, St. Charles, Missouri.

How do I search St. Charles County deeds online?

Use Tapestry for occasional paid searches or Laredo for subscription-based research. The county also provides free searching in its public research room.

Is St. Charles County Recorder online search free?

Tapestry charges for online searches, and Laredo requires a subscription. Public searching at the Recorder’s Office is free, although printed pages cost extra.

Where is the Recorder’s Office?

The office is at 201 N. Second Street, Suite 338, St. Charles, MO 63301. Visitors must check in through the Administration Building’s lobby process.

What is the Recorder’s phone number?

The main Recorder phone number is 636-949-7505. Land Records can be reached at 636-949-7507, and the Copy Center at 636-949-7509.

How much does it cost to record a deed in 2026?

The updated standard recording charge is reported as $23 for the first page and $3 for each additional page. Confirm the current county fee schedule before submission.

Do I need a Certificate of Value with my deed?

St. Charles County requires a Real Property Certificate of Value with deeds and instruments transferring title. The county form warns of significant penalties for failing to file.

Can the Recorder prepare a deed for me?

No. The Recorder does not supply legal deed forms, notary services or legal advice. Contact a qualified Missouri attorney or title professional.

Can I get a copy of a recorded deed?

Yes. Contact the Recorder Copy Center at 636-949-7509. The office can assist with regular and certified copies of recorded instruments.

Does St. Charles County accept eRecording?

Yes. Eligible documents can be recorded through approved eRecording vendors. Plats and surveys are not accepted through the county’s eRecording system.

Does St. Charles County offer property fraud alerts?

Yes. The Recorder offers a free name-based Property Fraud Alert service that sends notifications when matching documents are recorded.

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IMPORTANT INFORMATION

Independent Website, Legal and Public Records Notice

This guide is independently published for informational purposes. It is not the official website of St. Charles County, Missouri, the Recorder of Deeds or another government agency.

Recording fees, government office hours, search-provider charges and submission procedures may change. Verify current information directly with the responsible office.

This article does not provide legal advice, a title examination, property ownership certification or a determination that a recorded document is legally valid.

Public land records should not be used for employment screening, tenant screening, credit eligibility, insurance underwriting or other purposes regulated by the Fair Credit Reporting Act.

This website is not a consumer reporting agency.

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OFFICIAL SOURCES

St. Charles County Recorder Official Links and Resources

These government sources provide the underlying office information, record-search systems, forms and recording requirements discussed above.

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