Travis County Homestead Exemption: Rules & Savings

Travis County property-tax guide • 2026 exemption amounts verified

Travis County Homestead Exemption: Rules, Savings & 2026 Application Guide

The Travis County homestead exemption can reduce several different parts of a homeowner’s property-tax bill, but there is no single exemption amount that applies identically to every Travis County taxing jurisdiction.

For tax year 2026, Travis County itself provides a 20% general residence homestead exemption, with a $5,000 minimum. Qualifying homeowners age 65 or older or disabled receive an additional $145,269 Travis County exemption. Texas school districts separately provide a mandatory $140,000 general homestead exemption plus another $60,000 for qualifying age-65-or-older or disabled homeowners.

Your City, school district, Austin Community College, Central Health, MUD, WCID, ESD or other special district may provide a different exemption—or none at all. That is why two Travis County homes with the same appraised value can have noticeably different taxable values and tax savings.

Reviewed August 23, 2026 TCAD 2026 exemption report verified Texas $140,000 / $60,000 rules included
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Start here

Travis County Homestead Exemption Quick Facts

Who approves exemptions? Travis Central Appraisal District TCAD—not the County Tax Office
2026 Travis County general 20% Minimum exemption $5,000
2026 county age 65+ $145,269 Additional local county exemption
2026 county disabled $145,269 Additional local county exemption
School general exemption $140,000 Mandatory statewide
School 65+ / disabled +$60,000 Mandatory additional amount
General filing deadline April 30 Late filing can still be available
TCAD action period Up to 90 days From application receipt
TCAD’s own 2026 reminder TCAD reported that the average Travis County property owner with a homestead exemption saved $3,663 on the 2025 property-tax bill.

That is an average across properties and taxing jurisdictions—not a guaranteed savings amount for your home—but it shows why confirming the exemption is important.

Apply with TCAD. Pay your bill through the Travis County Tax Office.

TCAD determines appraised value and exemption eligibility. The Travis County Tax Office bills and collects property taxes for participating jurisdictions. Applying at the Tax Office does not replace an exemption application with TCAD.

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Current TCAD exemption report

How Much Is the Travis County Homestead Exemption in 2026?

TCAD’s exemption listing generated July 19, 2026 shows the following amounts for Travis County itself.

Travis County — 2026 20% general homestead exemption

The minimum exemption is $5,000. Homeowners age 65 or older or qualifying as disabled can receive an additional county exemption of $145,269.

Major 2026 homestead exemption amounts affecting Travis County homeowners
Taxing unit General homestead Age 65+ Disabled Tax ceiling?
Texas school district — statewide amount $140,000 +$60,000 minimum statewide +$60,000 minimum statewide Yes
Travis County 20%, minimum $5,000 $145,269 additional $145,269 additional No county ceiling shown in TCAD’s 2026 listing
City of Austin 20%, minimum $5,000 $204,000 $204,000 No
Austin ISD $140,000 $60,000 state + $25,000 local $60,000 state + $15,000 local Yes
Austin Community College District 1%, minimum $5,000 $75,000 $75,000 Yes
Central Health / Travis County Healthcare District 20%, minimum $5,000 $197,000 $197,000 No
The table above does not mean every Travis County homeowner pays all of these jurisdictions.

Your home may instead be in Lake Travis ISD, Eanes ISD, Manor ISD, Pflugerville ISD, Round Rock ISD, Leander ISD, Del Valle ISD, Hays CISD or another school district. Your MUD, WCID, road district, ESD and city boundaries also depend on the parcel.

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Why your neighbor’s exemption may differ

Travis County Homestead Savings Depend on Your Exact Taxing Units

“Travis County homestead exemption” is only one layer of the tax bill. A parcel can be subject to several independent taxing units, and each one makes its own local-option exemption decisions within Texas law.

County Travis County

Countywide 20% general exemption plus $145,269 age-65/disability amount for 2026.

School Depends on address

All school districts provide the $140,000 state general exemption, but optional local amounts vary.

City May or may not apply

Austin, Manor, Pflugerville, Bee Cave, Lakeway and other municipalities establish their own exemptions.

Healthcare Central Health

Has its own taxable value and exemption schedule.

College Austin Community College

Applies only where the property lies within ACC’s taxing boundary.

Special district MUD / WCID / ESD / road district

Many special districts have different exemption policies, including some with no general homestead exemption.

Fastest way to identify your real exemptions:

Search your property in TCAD, open the property details, identify each taxing jurisdiction associated with the parcel, then compare those entities with TCAD’s current exemption listing. Do not rely on an Austin ZIP code alone.

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Current TCAD examples

2026 Homestead Differences Among Travis County School Districts

Selected school-district exemptions from TCAD’s July 2026 report
School district General HS Age 65+ Disabled
Austin ISD $140,000 $60,000 state + $25,000 local $60,000 state + $15,000 local
Lake Travis ISD $140,000 state + 20% local, minimum $5,000 $60,000 state $60,000 state
Eanes ISD $140,000 $60,000 state + $20,000 local $60,000 state + $20,000 local
Manor ISD $140,000 $60,000 state + $25,000 local $60,000 state + $15,000 local
Pflugerville ISD $140,000 $60,000 state + $9,100 local $60,000 state
Leander ISD $140,000 $60,000 state + $3,000 local $60,000 state + $3,000 local
Round Rock ISD $140,000 $60,000 state $60,000 state + $3,000 local
Del Valle ISD $140,000 $60,000 state $60,000 state
Why this matters:

A Lake Travis ISD homeowner can receive a local 20% school homestead exemption in addition to the statewide amount, while a Del Valle ISD homeowner does not have that same local percentage exemption. A generic “Travis County tax savings” estimate can therefore be wrong by a significant amount.

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How taxable value is created

From Travis County Market Value to Your Final Tax Bill

Travis County homestead property tax process Diagram showing market value, homestead appraisal cap, exemption amounts, taxable value by taxing unit and property tax. Market Value TCAD Jan. 1 market estimate Net Appraised 10% cap may limit increase Exemptions County / school city / districts Taxable Value Different for each tax unit Tax taxable value × tax rate There is not one universal Travis County taxable value County, school, city, ACC, Central Health and special districts can each differ Travis County homestead taxable value process TCAD Market Value Value as of January 1 Net Appraised Value 10% homestead limit may apply Subtract Exemptions Each taxing unit uses its own schedule Taxable Value School may differ from county or city Taxable Value × Rate = tax for that jurisdiction
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Qualification rules

Who Qualifies for the Travis County Homestead Exemption?

Individual ownership

The applicant must have a qualifying ownership interest. Ordinary corporations and business entities do not receive a residence homestead merely because an owner lives there.

Principal residence

The property must be the applicant’s principal residence rather than an ordinary rental, investment property, vacation home or second home.

One residence homestead

The application requires an owner to state that another residence homestead is not being claimed elsewhere in or outside Texas.

House, condominium or manufactured home

Different housing forms can qualify when the ownership and principal-residence requirements are met.

Residential land

A homestead can generally include land used for residential purposes associated with the home, subject to Texas statutory limits.

Address evidence

TCAD generally requires a Texas driver’s license or state-issued personal ID showing the same address as the homestead property.

Current Texas law can allow a homestead exemption during the year you buy and move into the home.

TCAD explains that a recently purchased home may qualify in the year the owner becomes eligible. The mid-year benefit generally depends on the new owner owning and occupying the property, not claiming another homestead for the year, and the previous owner not already receiving the same exemption for that tax year.

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New Travis County homeowner

Bought a Home After January 1? Do Not Automatically Wait Until Next Year

1 Close on home
2 Move in as principal residence
3 Update Texas ID
4 Apply with TCAD

Texas changed the old January-1-only rule for the general residence homestead exemption. TCAD now tells new owners they may submit the application after they own and occupy the home, and the exemption will be applied to the year in which they qualify when the statutory requirements are met.

Previous owner’s exemption matters.

If the seller already received the same residence homestead exemption for the property for that tax year, the new owner generally does not receive a second duplicate general exemption for the same period.

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Prepare before filing

Documents Needed for a Travis County Homestead Application

General homestead Texas driver’s license or Texas ID

TCAD states that the address should match the property for which you are claiming the exemption.

Application Texas Form 50-114 information

The current form asks for ownership percentage, acquisition date, occupancy date, physical address and previous residence information.

Age 65+ Proof of age

TCAD accepts the front of a Texas driver’s license or Texas identification card as age evidence.

Disabled person Disability documentation

TCAD lists a current Social Security Administration disability determination as an example.

100% disabled veteran Current VA documentation

Documentation must establish the qualifying 100% service-connected or individual-unemployability status.

Manufactured home Title or verified purchase contract

TCAD allows a manufactured home to qualify even when the owner does not own the underlying land.

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Applications that need extra paperwork

Heir Property, Manufactured Homes & Ownership Not Yet of Record

Heir property

Inherited home without a conventional recorded deed

Texas provides an heir-property route for property acquired by will, transfer-on-death arrangement or intestacy.

Age 65+

Ownership interest not of record

Form 50-114-A includes a specific affidavit for an age-65 applicant who owns an interest but is not identified on a recorded deed or instrument.

Disability

Ownership interest not of record

The same supplemental form includes a separate affidavit for a qualifying disabled owner whose ownership interest is not yet reflected in the recorded instrument.

Manufactured home

No written ownership document

Texas provides a notarized manufactured-home affidavit when the seller did not provide an applicable ownership agreement and cannot be located after a good-faith effort.

Heir-property documentation can include

  • An affidavit establishing the applicant’s ownership interest.
  • Copy of the previous property owner’s death certificate.
  • Most recent utility bill for the property.
  • Citation to available court records concerning ownership.
  • Authorization affidavits from other heir-property owners occupying the home.
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Official TCAD workflow

How to Apply for the Travis County Homestead Exemption

Official online application

TCAD Taxpayer Portal

Online filing is free and allows you to receive updates and track the application’s status.

Apply Online
  1. 1

    Search the property first

    Open TCAD Property Search and find the home by owner name, property address or account number. Confirm that you selected the correct parcel.

  2. 2

    Check whether homestead already appears

    Review the property’s exemption information before creating a duplicate application.

  3. 3

    Update your Texas driver’s license or ID

    TCAD requires the identification address to match the homestead property unless a statutory exception applies.

  4. 4

    Open TCAD’s official exemption portal

    Use TCAD’s link to the JustAppraised taxpayer portal rather than paying a private filing company.

  5. 5

    Select the exemption categories that apply

    Do not stop at the general homestead if you also qualify for age 65, disability, veteran or a qualifying surviving-spouse exemption.

  6. 6

    Enter acquisition and occupancy dates carefully

    The 2026 Form 50-114 asks both when you acquired the property and when you began occupying it as your principal residence.

  7. 7

    Enter previous residence information when applicable

    This is especially important when transferring an exemption or an age/disability tax ceiling from another Texas residence.

  8. 8

    Upload required evidence

    Make sure identification and supporting documents are readable and current.

  9. 9

    Submit and save confirmation

    Keep the electronic confirmation and any application reference information.

  10. 10

    Track processing

    TCAD states that action on an application can occur within 90 days. Online applicants can receive status updates through the portal.

TCAD specifically warns homeowners not to pay someone merely to file the exemption.

Filing is free. TCAD’s exemption helpline is available to help taxpayers complete or verify applications.

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Other filing options

Apply by Mail, Email, Drop Box or In Person

Online Recommended for tracking

Portal filing allows status checking and electronic updates.

Mail P.O. Box 149012

Austin, TX 78714-9012

In person / drop box 850 E. Anderson Lane

Austin, TX 78752

Email TCAD customer-service submission

TCAD’s FAQ states that paper applications can also be submitted by email.

Keep your own copy when submitting outside the online portal.

A mailed or dropped-off application is harder for the homeowner to track unless a copy and submission evidence are retained.

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Important filing date

Travis County Homestead Exemption Deadline

General deadline April 30

Most residence homestead applications should be filed no later than this date.

Late residence homestead Up to 2 years

TCAD says a late general homestead application may be filed no later than two years after the taxes become delinquent.

Certain disabled-veteran claims Up to 5 years

Texas law provides a longer filing window for specified disabled-veteran exemption categories.

Missed April 30? File instead of assuming you permanently lost the exemption.

Texas residence-homestead late-filing rules are more forgiving than many homeowners realize.

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Retroactive relief

How Late Travis County Homestead Filing Works

  1. Search the TCAD property record and confirm which tax year is missing the exemption.
  2. File the residence-homestead application and identify the applicable tax year or years.
  3. Include the evidence showing you met the ownership and principal-residence requirements for the requested year.
  4. Wait for TCAD to determine whether the claim remains inside the statutory late-filing window.
  5. If approved after taxes have already been billed, the taxing authorities can issue corrected tax calculations.
  6. If an overpayment results after correction, Texas refund procedures may apply.
“Two years late” is not the same as two years after April 30.

The statutory general residence-homestead period is tied to the date the property’s taxes become delinquent. Use the actual tax year and delinquency date when determining whether an old claim is still open.

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After submitting

How Long Does TCAD Take to Process Homestead Exemptions?

TCAD stated processing period Up to 90 days

TCAD says action on an exemption application occurs within 90 days from receipt.

Online filing

Check the portal

TCAD says taxpayers who apply through the homestead portal receive an email notification after processing and can track the status online.

Property record

Check TCAD Property Search

TCAD’s FAQ suggests reviewing the website to verify that homestead has been added, commonly several weeks after submission.

Application submitted ≠ exemption approved.

Keep monitoring until the exemption appears on your property record or TCAD confirms the decision.

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Verify your record

How to Check Whether a Travis County Home Has Homestead

  1. 1

    Open TCAD Property Search

    TCAD allows searches using owner name, property address and account number.

  2. 2

    Use fewer address words if no result appears

    TCAD recommends removing street suffixes or searching only the first word of the street name when a search is too narrow.

  3. 3

    Open the matching account

    Confirm the property address before relying on the values.

  4. 4

    Review exemptions and taxable values

    Look for the homestead designation and compare taxable values across the listed taxing entities.

  5. 5

    Download the tax-transparency worksheet when available

    TCAD’s property profile can provide a worksheet showing taxing entities, exemptions, recent tax information and key deadlines.

Open Official TCAD Property Search
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Often misunderstood

Travis County’s 10% Homestead Appraisal Cap

Homestead can provide a second long-term benefit beyond exemption dollars: a limitation on how quickly the property’s net appraised value can increase.

Simplified homestead-cap formula Prior appraised value + 10% + qualifying new improvements Compared with current market value; the lower statutory result becomes the applicable capped value.
Market value

Can increase by more than 10%

TCAD still appraises the property’s market value as of January 1. The homestead cap does not prevent TCAD from showing a market-value increase greater than 10%.

Net appraised value

May be limited

After the statutory homestead limitation begins, net appraised value generally cannot rise more than the allowed amount plus qualifying new improvements.

The cap begins in the second full year the owner qualifies.

TCAD’s reappraisal plan explains that the homestead limitation begins in the second full year the property owner qualifies for the residence homestead exemption.

The seller’s homestead cap does not transfer to you.

TCAD states that when a limited homestead property sells, the existing cap expires as of January 1 following the sale and the property is appraised at market value. This is one reason a new owner’s tax base can rise sharply even when the seller had a low taxable value.

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Before buying a Travis County home

Do Not Estimate Your Tax Bill From the Seller’s Bill

TCAD specifically created a property-tax transparency worksheet because new homeowners can face unexpected tax increases after purchase.

Seller may have a large homestead cap differential

Their net appraised value can be far below market value.

Seller may be age 65 or disabled

Their tax bill may include exemptions and tax ceilings you do not qualify for.

Seller may be a disabled veteran

A total or partial veteran exemption can substantially reduce a prior bill.

Your taxable jurisdictions can still be the same

Even though the entities are unchanged, your exemption and capped values can be very different.

Practical buyer check

Before relying on a listing’s “annual taxes,” search the property in TCAD and compare the market value, net appraised value, current exemptions and the tax amount without exemptions when TCAD’s worksheet provides it.

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Additional protection

Travis County Over-65 Homestead Exemption

Travis County 2026 $145,269

Additional county exemption shown in TCAD’s July 2026 exemption report.

School districts $60,000+

Statewide mandatory additional amount; some school districts provide extra local amounts.

School tax ceiling Yes

Qualifying age-65 homeowners receive a school-district tax ceiling.

You can apply during the year you turn 65.

TCAD states that the exemption is available in the year a homeowner becomes 65. You do not need to wait until the following January merely because your birthday occurs after January 1.

What a school tax ceiling actually means

The ceiling limits qualifying school taxes to the amount established when the age-65 exemption becomes effective. Normal repairs generally do not raise the ceiling, but adding a garage, room, pool or other qualifying new improvement can increase the ceiling to account for the improvement.

Travis County’s $145,269 exemption is not itself a county tax freeze.

TCAD’s 2026 exemption report shows no Travis County freeze ceiling for the county’s age-65 or disability exemption. School districts, however, have mandatory ceilings, and certain other entities such as Austin Community College show adopted ceilings.

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Qualifying disability

Travis County Disabled-Person Homestead Exemption

A disability for this exemption is not simply any medical condition or private disability insurance determination.

Texas standard Disability must satisfy the Social Security disability standard used for federal Old-Age, Survivors and Disability Insurance.

TCAD describes this as a medically determinable physical or mental impairment preventing substantial gainful activity and expected to last at least 12 months or result in death.

2026 county exemption $145,269 Travis County local amount
School exemption +$60,000 Mandatory statewide additional amount
School ceiling Yes Same general concept as age-65 ceiling
Useful document:

TCAD currently identifies a Social Security Administration disability determination as an example of supporting documentation.

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Moving within Texas

Transfer an Age-65 or Disability Tax Ceiling to a New Home

Qualifying homeowners do not simply copy the old tax-ceiling dollar amount to a new property. Texas transfers a percentage relationship between the old ceiling and the old home’s normal tax.

Normal tax on old home $4,000
Old ceiling $2,000
Percentage paid 50%
Normal tax on new home $5,000
Illustrative ceiling $2,500
TCAD calls this a ceiling transfer or Request to Cancel/Port Exemptions.

A school tax ceiling can move to another qualified Texas homestead. A county, city or junior-college ceiling can generally transfer only when the applicable taxing unit has adopted such a ceiling and the new home remains within that taxing unit.

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Continuing a deceased spouse’s benefit

Age-65 or Disabled Surviving-Spouse Homestead Rules

TCAD states that when a homeowner receiving an age-65 or disabled exemption dies, a surviving spouse can potentially continue the exemption and associated ceiling.

Survivor generally must be at least 55

Age is measured under the statutory surviving-spouse provisions.

Continue owning the residence

Ownership must remain within the qualifying requirements.

Continue living in the home

It must remain the survivor’s residence homestead.

Provide supporting evidence

TCAD requests evidence of the survivor’s age and proof of the deceased spouse’s death.

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Military exemptions

Disabled Veteran Property-Tax Exemptions in Travis County

Texas has both partial disabled-veteran exemptions and a separate total residence-homestead exemption for qualifying 100% disabled or individually unemployable veterans.

Texas disabled-veteran exemption amounts
Service-connected disability rating Partial exemption
10%–29% $5,000
30%–49% $7,500
50%–69% $10,000
70%–100% $12,000
Separate residence-homestead benefit 100% disabled or individually unemployable qualifying veteran

A veteran receiving 100% disability compensation for a service-connected disability and rated 100% disabled or individually unemployable by the Department of Veterans Affairs can qualify for exemption of the entire appraised value of the qualifying residence homestead.

A partial disabled-veteran exemption is not limited to the homestead.

Texas rules for the partial disabled-veteran exemption differ from the total residence-homestead exemption. Ask TCAD which application category matches the veteran’s VA status.

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New for 2026

Residence Homestead Completely Destroyed by Fire

Effective January 1, 2026 Texas added a prorated exemption for a qualifying homestead improvement completely destroyed by fire.

TCAD says the improvement must have been habitable immediately before the fire and remain uninhabitable for at least 30 days afterward.

Simplified statutory calculation Improvement appraised value × days remaining in year ÷ 365
180-day filing deadline

TCAD states that the application and supporting documentation for this exemption must be filed no later than the 180th day after the fire.

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Current compliance issue

Why TCAD May Ask You to Verify an Old Homestead Exemption

Texas now requires appraisal districts to review every residence homestead exemption at least once every five years.

Texas Tax Code §11.43(h-1) Every residence homestead exemption must be periodically reviewed.

TCAD began implementing its review program in 2024 and its reappraisal plan anticipated full implementation by 2026.

What TCAD can examine during homestead verification

  • Driver’s-license or Texas-ID information.
  • Death records.
  • Utility information.
  • Vehicle-registration information.
  • Voter-registration information.
  • Potential duplicate homestead exemptions.
  • Rental indicators.
  • Whether the owner still occupies the residence.
Do not ignore a TCAD verification letter.

TCAD states that if it cannot confirm continued qualification and the homeowner fails to provide the requested verification, the exemption can be removed and the property’s tax liability can increase.

What TCAD currently requires for verification

A homeowner asked to verify benefits should submit the requested verification or updated exemption application along with a valid Texas driver’s license or Texas ID showing the property address.

TCAD Homestead Verification
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Renewal rules

Do You Have to Reapply for Travis County Homestead Every Year?

No, not ordinarily.

TCAD says homeowners do not need to reapply every year unless the Chief Appraiser requests a new application in writing, the homeowner moves, or the homeowner’s qualifications change.

Move Apply at new residence
Turn 65 Apply for additional exemption
Become disabled Submit disability claim
VA rating changes Review veteran exemption tier
Receive TCAD audit letter Verify by stated deadline
Property no longer principal residence Notify TCAD
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Beyond exemptions

Tax Deferrals & Installment Plans for Travis County Homesteads

Exemptions reduce taxable value. A deferral or payment plan deals with when the remaining tax is paid. These are not the same benefit.

Age 65 / disabled

Property-tax deferral

Qualifying homeowners can postpone paying homestead property taxes while they continue to own and occupy the residence.

Current interest: 5% annually
Qualifying exemptions

Four-payment installment plan

Travis County offers four-payment treatment for qualifying age-65, disabled and disabled-veteran homesteads when enrollment requirements are met.

Delinquent homestead

12-month installment agreement

A residence homestead may qualify for a delinquent-tax installment agreement, subject to the Tax Office’s eligibility rules.

Deferral means postponement—not forgiveness.

Deferred taxes remain secured by the property, accrue statutory interest and become payable when the deferral ends. TCAD also warns homeowners with mortgages to review lender requirements before relying on a deferral.

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Estimate the exemption effect

Travis County Homestead Exemption Savings Calculator

Enter the property’s net appraised value and the current tax rates shown for your property. The tool compares the statewide school exemption and Travis County’s 20% exemption.

School exemption $140,000
School taxable value $360,000
School savings Enter rate
County exemption $100,000
County taxable value $400,000
County savings Enter rate
This is not a complete Travis County tax-bill calculator.

It does not include City of Austin or another city, Central Health, ACC, MUD, ESD, WCID, road-district exemptions, tax ceilings, veteran exemptions, new improvements or every local school option.

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Current as of August 23, 2026

Do Not Treat Travis County’s 2026 Tax Rate as Final Yet

Exemption percentages for 2026 have already been published, but Travis County was still in its FY 2027 / tax-year-2026 rate-adoption process when this guide was reviewed.

2026 no-new-revenue rate $0.378179 Per $100 taxable value
2026 voter-approval rate $0.386210 Per $100 taxable value
Status Rate process underway Verify adopted rate before final calculation
These two statutory rates are not automatically the final adopted rate.

Travis County’s August 5, 2026 notice published the no-new-revenue and voter-approval rates. Use the subsequently adopted tax rate for an actual 2026 liability calculation.

Travis County 2026 Tax-Rate Notice
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Use your actual parcel

Find Your Proposed Taxes at TravisTaxes.com

Taxing jurisdictions determine their budgets and tax rates after appraisal values are certified. TCAD’s tax-transparency system lets homeowners review how those proposed or adopted rates affect an individual property.

  1. Search your property.
  2. Review every taxing unit attached to the account.
  3. Compare each unit’s taxable value.
  4. Review proposed or adopted tax rates.
  5. Check meeting and public-hearing information when available.
  6. Do not multiply one taxable value by the sum of all rates unless the taxable values are actually identical.
Open Travis County Tax Transparency
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Homestead help

Travis Central Appraisal District Contact Information

Exemption application office

Travis Central Appraisal District

850 East Anderson Lane
Austin, TX 78752

General customer service:
512-834-9317

Homestead Exemption Helpline:
512-873-1560

Helpline hours:
Monday–Friday
9:00 AM–4:30 PM

Office business hours:
Mon / Wed / Fri: 7:45 AM–4:45 PM
Tue / Thu: 9:00 AM–4:45 PM

Mail:
P.O. Box 149012
Austin, TX 78714-9012

Verify TCAD Homestead Information
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Contact the correct agency

TCAD vs. Travis County Tax Office vs. County Clerk

TCAD

Appraisal & exemptions

  • Homestead applications
  • Exemption status
  • Appraised value
  • 10% homestead cap
  • Age-65 / disability benefits
  • Tax-ceiling transfer
  • Homestead verification
  • Value protests
Tax Office

Billing & collections

  • Property-tax bills
  • Tax payments
  • Receipts
  • Installment plans
  • Delinquent taxes
  • Payment schedules
  • Tax deferral administration
County Clerk

Official ownership records

  • Recorded deeds
  • Real-property records
  • Ownership instruments
  • Recorded transfer documents
TCAD property search is not the legal ownership record.

TCAD itself warns that its database exists for property-tax administration and should not be treated as the official resolution of an ownership dispute. Travis County Clerk maintains the county’s official real-property records.

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Useful details most summaries skip

Travis County Homestead Tips That Can Prevent Lost Savings

01 Do not pay an exemption-filing company

TCAD’s application is free and its staff provide filing help.

02 Update your Texas ID before applying

A mismatched address is a common preventable documentation issue.

03 Apply after a mid-year purchase

Current Texas law can allow a prorated first-year benefit.

04 Do not use the seller’s tax bill for budgeting

The seller’s cap, age exemption or veteran benefits may disappear after sale.

05 Check every taxing unit separately

County, school, city, ACC and MUD taxable values can differ.

06 Remember Travis County’s 2026 number

The county age-65/disabled exemption is $145,269—not the 2025 amount of $143,220.

07 School exemption is now $140,000

Older pages still showing $100,000 are outdated for current calculations.

08 School age/disability amount is now $60,000

This is in addition to applicable local school exemptions.

09 Turned 65 during the year?

Do not wait until the next January merely because your birthday was after Jan. 1.

10 Save your online confirmation

TCAD can take up to 90 days to act on an application.

11 Missed April 30?

A general residence-homestead late claim may remain possible.

12 Do not ignore a five-year audit letter

TCAD can remove an exemption when required verification is not provided.

13 Manufactured home on leased land?

You can still potentially qualify if you own the home itself.

14 Inherited home without a clean deed?

Review Texas heir-property affidavits before assuming you cannot apply.

15 Age 65 or disabled and struggling to pay?

Compare a four-payment plan with a tax deferral before choosing.

16 Home destroyed by fire?

2026 added a special prorated exemption with a 180-day filing deadline.

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Avoid these errors

Common Travis County Homestead Exemption Mistakes

1 Applying through the Tax Office instead of TCAD

TCAD determines exemption eligibility.

2 Using outdated exemption amounts

2026 county and statewide amounts have changed.

3 Assuming 20% applies to every tax entity

Local-option exemptions differ by jurisdiction.

4 Waiting until next year after buying

Current law may allow a prorated exemption.

5 Thinking the 10% cap limits market value

It generally limits qualifying net appraised value instead.

6 Thinking the 10% cap limits tax increases to 10%

Tax rates and exemptions also affect the bill.

7 Assuming the seller’s capped value transfers

The existing cap generally expires after sale.

8 Ignoring special-district taxes

A MUD or ESD can materially change the total tax bill.

9 Assuming age 65 means no property tax

Exemptions and ceilings reduce liability but do not necessarily eliminate every jurisdiction.

10 Treating a tax deferral as forgiveness

Deferred taxes remain due and accrue interest.

11 Ignoring TCAD verification mail

Failure to respond can lead to exemption removal.

12 Assuming application submission means approval

Verify the exemption appears in the final property record.

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Detailed answers

Travis County Homestead Exemption FAQs

How much is the Travis County homestead exemption in 2026?

Travis County’s 2026 exemption listing shows a 20% general residence homestead exemption with a minimum exemption of $5,000. The county also provides an additional $145,269 exemption to qualifying homeowners age 65 or older or disabled.

What is the Texas school homestead exemption in Travis County for 2026?

Every Texas school district must provide a $140,000 general residence homestead exemption. Qualifying homeowners age 65 or older or disabled receive an additional mandatory $60,000 school exemption. Some Travis County school districts provide additional local benefits.

Where do I apply for the Travis County homestead exemption?

Apply with the Travis Central Appraisal District. TCAD accepts applications through its online taxpayer portal, by mail and at its office. Filing is free.

Is Travis CAD the same as the Travis County Tax Office?

No. TCAD appraises property and determines exemption eligibility. The Travis County Tax Office handles tax bills, payments, collections and payment arrangements.

What is the deadline to file homestead exemption in Travis County?

The normal Texas residence-homestead filing deadline is April 30. Certain late residence-homestead applications can still be accepted under Texas law.

Can I file a Travis County homestead exemption late?

Yes. TCAD states that a late residence-homestead application can be filed no later than two years after the date the taxes become delinquent. Certain disabled-veteran claims can have a longer statutory filing window.

Can I get homestead exemption if I bought my Travis County home after January 1?

Potentially yes. Current Texas law can allow a prorated general residence homestead exemption once the new owner owns and occupies the home as a principal residence, provided the statutory requirements are satisfied and the previous owner did not already receive the same exemption for that tax year.

What ID does TCAD require for a general homestead exemption?

TCAD generally requires a Texas driver’s license or state-issued personal identification certificate showing the same address as the property for which the exemption is requested, subject to statutory exceptions.

How long does TCAD take to process a homestead application?

TCAD states that action on an exemption application will occur within 90 days after the application is received.

How do I check my Travis County homestead application status?

Online applicants can track the form through TCAD’s taxpayer portal. TCAD also recommends checking its Property Search system to verify that the exemption has been added to the property record.

Do I have to reapply for Travis County homestead exemption every year?

Normally no. TCAD says you do not have to reapply unless the Chief Appraiser requests a new application in writing, you move to a new residence or your exemption qualifications change.

Why did TCAD send me a homestead verification letter?

Texas law requires appraisal districts to review residence homestead exemptions at least once every five years. TCAD sends verification requests when it cannot confirm continued eligibility from the information available to the district.

What happens if I ignore a TCAD homestead verification request?

TCAD states that a homeowner who does not provide required verification can have the exemptions removed from the property, which can significantly increase tax liability.

Does the Travis County homestead exemption cap my property value increase at 10%?

The homestead limitation generally applies to qualifying net appraised value rather than TCAD’s market value. Market value can increase by more than 10%.

When does the 10% Travis County homestead cap start?

TCAD’s reappraisal plan states that the limitation begins in the second full year the property owner qualifies for the residence homestead exemption.

Does the previous owner’s homestead cap transfer when I buy a home?

No. TCAD states that when a homestead property sells, the existing value limitation expires as of January 1 following the sale and the property is appraised at current market value.

What is the Travis County over-65 homestead exemption for 2026?

Travis County’s current 2026 exemption listing provides an additional $145,269 county exemption for a qualifying age-65-or-older homestead. School districts separately provide at least another $60,000 exemption in addition to the $140,000 general school exemption.

Can I apply for the over-65 exemption during the year I turn 65?

Yes. TCAD says the age-65 exemption is available during the year the homeowner becomes 65.

Does Travis County freeze property taxes when I turn 65?

Texas school taxes receive a mandatory tax ceiling. TCAD’s 2026 exemption listing does not show a tax ceiling for Travis County’s own age-65 exemption. Other local jurisdictions can have different ceiling policies.

Can an age-65 school tax ceiling transfer to another Texas home?

Yes. TCAD explains that the percentage benefit associated with the school tax ceiling can transfer to a new qualifying Texas residence homestead.

What is the Travis County disabled-person homestead exemption?

Travis County’s 2026 listing shows an additional $145,269 county exemption for a qualifying disabled homeowner. School districts provide a mandatory additional $60,000 disability exemption and a school tax ceiling.

What disability qualifies for the Texas homestead exemption?

The applicant generally must meet the Social Security disability standard used for federal disability insurance benefits. TCAD currently lists a Social Security disability determination as an example of supporting evidence.

Can a manufactured home qualify if I do not own the land?

Yes. TCAD says a manufactured-home owner can qualify even without owning the land. A copy of the title or verified purchase contract should generally accompany the application.

Can inherited property qualify for the Travis County homestead exemption?

Yes. Texas provides special heir-property procedures when an owner inherited the home but is not identified as the residence-homestead owner on a conventional recorded deed.

What is the 100% disabled veteran exemption in Travis County?

A qualifying veteran receiving 100% disability compensation for a service-connected disability and rated 100% disabled or individually unemployable by the VA can receive an exemption from taxation of the total appraised value of the qualifying residence homestead.

Can a surviving spouse keep an over-65 or disability exemption?

A qualifying surviving spouse who meets the statutory age, ownership and occupancy requirements can potentially continue the deceased spouse’s exemption and applicable tax ceiling.

Does Travis County have a new fire-related homestead exemption in 2026?

Texas added a prorated exemption effective January 1, 2026 for a qualifying residence-homestead improvement completely destroyed by fire. TCAD states that applications must generally be filed within 180 days after the fire.

Can age-65 or disabled Travis County homeowners defer property taxes?

Yes. Qualifying homeowners can postpone collection while the deferral remains valid, but the taxes are not forgiven and currently accrue 5% annual interest.

What is Travis County’s final 2026 property-tax rate?

As of August 23, 2026, the county rate-adoption process was still underway. The county’s August 5 notice listed a $0.378179 no-new-revenue rate and a $0.386210 voter-approval rate per $100 of taxable value. Those figures should not automatically be treated as the final adopted rate.

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Primary government research

Official Sources for the Travis County Homestead Exemption

This page prioritizes current Travis Central Appraisal District, Travis County and Texas Comptroller materials rather than copying exemption values from older real-estate blogs.

TCAD Homestead Exemptions Current eligibility, filing, age/disability, veteran and 2026 fire-exemption guidance TCAD 2026 Exemption Listing Report Official July 19, 2026 entity-by-entity exemption amounts TCAD Online Exemption Application Official online filing portal TCAD Forms Online applications and downloadable property-tax forms TCAD Property Search Owner, address and account-number search TCAD Homestead Verification Five-year review and reapplication requirements TCAD Property Owner Toolkit New-homeowner tax guidance and filing reminders TCAD Property-Tax Deferrals Age-65 and disability deferral rules TCAD 2025–2026 Reappraisal Plan Homestead-cap mechanics, sale reset and exemption-audit program Texas Comptroller Property-Tax Exemptions Current statewide residence-homestead rules Texas Form 50-114 — Rev. 02-26 Current Residence Homestead Exemption Application Texas Form 50-114-A Ownership and manufactured-home affidavits Texas Property Tax Basics — January 2026 Filing, late filing, tax ceilings and exemption guidance Travis County Tax Office — General Homestead Local homeowner requirements and office-role explanation Travis County Over-65 / Disabled Guide Tax ceiling, transfer and deferral information Travis County Disabled Veteran Exemptions Current veteran exemption tiers Travis County Installment Payments Four-payment options for qualifying homeowners Travis County 2026 Tax-Rate Notice Current no-new-revenue and voter-approval rates Travis County Tax Transparency Parcel-specific taxing units and rate information
Editorial verification note

Travis County’s age-65/disabled exemption changed from $143,220 for tax year 2025 to $145,269 for tax year 2026. The current amount above comes from TCAD’s 2026 exemption listing generated July 19, 2026.

School-district exemption amounts were checked against current Texas Comptroller materials reflecting the voter-approved increase to $140,000 for the general school homestead exemption and $60,000 for the additional age-65/disabled school exemption.

Tax rates are time-sensitive. Travis County’s 2026 rate-adoption process was still underway as of this article’s August 23, 2026 review, so no proposed or statutory reference rate should be represented as the final adopted county rate until the rate process is completed.

Independent Travis County Property-Tax Guide: This website is an independent educational resource. It is not operated by, affiliated with or endorsed by the Travis Central Appraisal District, Travis County, Travis County Tax Assessor-Collector, Travis County Clerk, Texas Comptroller of Public Accounts, City of Austin, Austin ISD, Austin Community College, Central Health or any other government agency or taxing jurisdiction.

This page explains publicly available exemption rules and filing procedures. It does not determine legal eligibility, appraised value, taxable value or final tax liability and is not legal or tax advice. Exemption amounts, local-option policies, tax rates, deadlines and application procedures can change. Verify consequential decisions with TCAD or the responsible taxing authority before acting.

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